Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Great experience so far!

Money in my account quickly, can easily make early repayments Reviewed on: 22nd June 2017

Great service

Whole process from start to finish was extremely easy. Money arrived very quickly. Reviewed on: 22nd June 2017

Brilliant service

Super fast service super low rates... super! Reviewed on: 22nd June 2017

Excellent service for personal loan

I have had several personal loans from zopa and every time it's been quick and easy with a great rate. They always kept me up to date if any of my lenders changed as well. I would highly recommend them. Reviewed on: 22nd June 2017

Car loan

Great experience and fast to respond. Reviewed on: 22nd June 2017

Very quick easy to use

Great loan repayments money in bank fast Reviewed on: 22nd June 2017

Great

Really happy so far. Really quick and easy. Highly recommend Reviewed on: 22nd June 2017

Zopa the No 1 lon company

Very easy and a quick answer,decent rates, easy to use website Reviewed on: 22nd June 2017

Fantastic experience

Zopa are an excellent lender with a comprehensive process and quick decisions. I would definitely recommend them to anyone looking for a personal loan. Reviewed on: 22nd June 2017

Super affordable

Easy to apply, fast response and decision. Money received very quickly. Thank you Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from RBS 3.50 from 12 reviews
Loans
from Glasgow Credit Union 4.95 from 3175 reviews
Loans
from Acorn Community Bank 4.90 from 1130 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub