Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Great

Really happy so far. Really quick and easy. Highly recommend Reviewed on: 22nd June 2017

Zopa the No 1 lon company

Very easy and a quick answer,decent rates, easy to use website Reviewed on: 22nd June 2017

Fantastic experience

Zopa are an excellent lender with a comprehensive process and quick decisions. I would definitely recommend them to anyone looking for a personal loan. Reviewed on: 22nd June 2017

Super affordable

Easy to apply, fast response and decision. Money received very quickly. Thank you Reviewed on: 22nd June 2017

Great service, easy no-fuss loan

So far I have found Zopa easy to use, fuss free and convenient. The option to pay more when I can is really useful. I would recommend Zopa to anyone looking for a low interest loan. Reviewed on: 22nd June 2017

fast payment

great speed and service. easy to learn Reviewed on: 22nd June 2017

Help when needed

When I could not get into the bath a loan from Zopa saw my bathroom changed noe I can bathe at my leisure Reviewed on: 22nd June 2017

Simply the best

Zopa are fast friendly fair and make it so easy Reviewed on: 22nd June 2017

Easy as 1-2-3

Great company to deal with,modern approach to consumer lending,this is how it should be done ....goodbye high street lending,hello Zopa..fantastic rates,blows the competition out of the water.... Reviewed on: 22nd June 2017

Very fast easy to use and repayments are very reasonable

I needed money for a holiday and this website was quick easy to use. Will use again in future once other one is paid off Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from 1st Stop (inactive company) 2.80 from 2 reviews
Loans
from London Mutual Credit Union 4.86 from 2279 reviews
Loans
from Plane Saver Credit Union 4.90 from 5367 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub