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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Great service, easy no-fuss loan

So far I have found Zopa easy to use, fuss free and convenient. The option to pay more when I can is really useful. I would recommend Zopa to anyone looking for a low interest loan. Reviewed on: 22nd June 2017

fast payment

great speed and service. easy to learn Reviewed on: 22nd June 2017

Help when needed

When I could not get into the bath a loan from Zopa saw my bathroom changed noe I can bathe at my leisure Reviewed on: 22nd June 2017

Simply the best

Zopa are fast friendly fair and make it so easy Reviewed on: 22nd June 2017

Easy as 1-2-3

Great company to deal with,modern approach to consumer lending,this is how it should be done ....goodbye high street lending,hello Zopa..fantastic rates,blows the competition out of the water.... Reviewed on: 22nd June 2017

Very fast easy to use and repayments are very reasonable

I needed money for a holiday and this website was quick easy to use. Will use again in future once other one is paid off Reviewed on: 22nd June 2017

Fair Loan when needed

Very quick and easy to get the money I needed to consolidate the debts I had at the time. Reviewed on: 22nd June 2017

Fast and helpful

Helped me in so many ways, no waiting around. It was a fast process and very easy to apply. Reviewed on: 22nd June 2017

Cant fault them

Quick easy process done online even sending proof of id was pretty simple, all can do from your mobile as well so need for computer. Decisions made pretty quickly and affordable repayments Reviewed on: 22nd June 2017

Zopa can save you swinging from a Ropa...

Banish the sharks and their insane rates with a Zopa Loan! Quick, responsible and a godsend when my own bank wouldn't help. Sorry about the unfortunate review title but lack of funds can be a hopeless debilitating experience! Zopa were a literal lifeline that arrived quicker than I could have hoped for! What are you waiting for? Reviewed on: 22nd June 2017

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