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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fair Loan when needed

Very quick and easy to get the money I needed to consolidate the debts I had at the time. Reviewed on: 22nd June 2017

Fast and helpful

Helped me in so many ways, no waiting around. It was a fast process and very easy to apply. Reviewed on: 22nd June 2017

Cant fault them

Quick easy process done online even sending proof of id was pretty simple, all can do from your mobile as well so need for computer. Decisions made pretty quickly and affordable repayments Reviewed on: 22nd June 2017

Zopa can save you swinging from a Ropa...

Banish the sharks and their insane rates with a Zopa Loan! Quick, responsible and a godsend when my own bank wouldn't help. Sorry about the unfortunate review title but lack of funds can be a hopeless debilitating experience! Zopa were a literal lifeline that arrived quicker than I could have hoped for! What are you waiting for? Reviewed on: 22nd June 2017

Easy, simple, no fuss

Quick and easy loan for a car. With no fuss. Friendly customer service. Reviewed on: 22nd June 2017

Excellent service

Applied for loan, got approved, got loan. Easy as that, would happily use again. Reviewed on: 22nd June 2017

Super Zopa

Easy to use, helpful staff and quick access to a loan with a good APR rate Reviewed on: 22nd June 2017

Efficient and easy to use

Efficient and easy to use no Hassel quick lending. Reviewed on: 22nd June 2017

Loan

An excellent experience from start to finish, with a strict but fair loan application process I managed to get the best loan rates on the market that no lender could beat, highly recommended!! Reviewed on: 22nd June 2017

No problems at all

Nothing but good experiences with Zopa, will definitely recommend to friends, and will look into investing with them in future. Reviewed on: 22nd June 2017

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