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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

The best

5
Zopa are easy to talk to make it easy to get a loan they are friendly Fast and fair Many thanks Reviewed on: 22nd June 2017
Jon's avatar
Jon

Excellent service

5
I needed some money fast and Zopa provided them at a touch of a button. Reviewed on: 22nd June 2017
Catalin Radu's avatar
Catalin Radu

Accessible application process - speedy response

5
I was really impressed with Zopa - when I applied for my loan my application needed to be reviewed and I was updated along the way . Application approved within 48 hrs. It also made things easier being able to upload all supporting information (ID et ) rather than delaying things through the post . Totally impressed!! Reviewed on: 22nd June 2017
Karen's avatar
Karen

Superb!

5
Easy application, informative at every step, amazing rates, great customer service and super user friendly website! Reviewed on: 22nd June 2017
C. Le's avatar
C. Le

highly recommend

5
Quick and user friendly on line service. Reviewed on: 22nd June 2017
bernadette garfitt 's avatar
bernadette garfitt

No quibble service!

5
Very easy to deal with. Extremely fast service. Emails letting you know how your claim is doing. Friendly overall service. Would highly recommend! Reviewed on: 22nd June 2017
Lisa Harrand 's avatar
Lisa Harrand

Very good

5
So simple to apply and money transfer within a few days. Good rates and exelent customer service. Reviewed on: 22nd June 2017
Stephen 's avatar
Stephen

Excellent service

5
Excellent service very easy to use and very quick. Reviewed on: 22nd June 2017
Cheryl Roberts's avatar
Cheryl Roberts

Brilliant & so easy

5
It was so quick & easy to get a loan. Would definitely recommend Reviewed on: 22nd June 2017
Lydia Howe's avatar
Lydia Howe

Excellent service

5
I needed some money fast and Zopa provided them at a touch of a button. Thanks Reviewed on: 22nd June 2017
Catalin Radu's avatar
Catalin Radu

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