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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,088 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69088)

Easy, simple, no fuss

5
Quick and easy loan for a car. With no fuss. Friendly customer service. Reviewed on: 22nd June 2017
Michele morrow's avatar
Michele morrow

Excellent service

5
Applied for loan, got approved, got loan. Easy as that, would happily use again. Reviewed on: 22nd June 2017
Mat's avatar
Mat

Super Zopa

5
Easy to use, helpful staff and quick access to a loan with a good APR rate Reviewed on: 22nd June 2017
Andy 's avatar
Andy

Efficient and easy to use

5
Efficient and easy to use no Hassel quick lending. Reviewed on: 22nd June 2017
Ross Vanbergen's avatar
Ross Vanbergen

Loan

5
An excellent experience from start to finish, with a strict but fair loan application process I managed to get the best loan rates on the market that no lender could beat, highly recommended!! Reviewed on: 22nd June 2017
Scott billingham 's avatar
Scott billingham

No problems at all

5
Nothing but good experiences with Zopa, will definitely recommend to friends, and will look into investing with them in future. Reviewed on: 22nd June 2017
S Harding's avatar
S Harding

The best

5
Zopa are easy to talk to make it easy to get a loan they are friendly Fast and fair Many thanks Reviewed on: 22nd June 2017
Jon's avatar
Jon

Excellent service

5
I needed some money fast and Zopa provided them at a touch of a button. Reviewed on: 22nd June 2017
Catalin Radu's avatar
Catalin Radu

Accessible application process - speedy response

5
I was really impressed with Zopa - when I applied for my loan my application needed to be reviewed and I was updated along the way . Application approved within 48 hrs. It also made things easier being able to upload all supporting information (ID et ) rather than delaying things through the post . Totally impressed!! Reviewed on: 22nd June 2017
Karen's avatar
Karen

Superb!

5
Easy application, informative at every step, amazing rates, great customer service and super user friendly website! Reviewed on: 22nd June 2017
C. Le's avatar
C. Le

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