Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Excellent rated and customer service

Excellent loan provider, keep you up to date on your payments and a great website. Cannot fault Zopa in any way. Reviewed on: 22nd June 2017

Amazing

Amazing value and amazing service Reviewed on: 22nd June 2017

First time using zopa, I'll look there first next time!

I was looking for a loan for a paraglider and I checked the usual places. I found Zopa's rates so competitive I decided to use them. Their website wad so quick and easy to use with all the options I needed. I can control payment dates and even make extra payments! Reviewed on: 22nd June 2017

Fantastic quick response

Very professional and friendly approach Reviewed on: 22nd June 2017

Speed decisions, no early repayment fees, good website

As the title suggests, I have been very satisfied with Zopa's service and truth be told can't see any way that it could be improved. The decision was virtually instanteous, there are no early repayment fees and the website is exceptionally easy to navigate as well as mobile friendly. Would highly recommend. Reviewed on: 22nd June 2017

Easy, fast and flexiable

Needed a loan for my wedding, had a good rate of interest. Able to pay off early also, good costumer service as keep me informed via email. Reviewed on: 22nd June 2017

Convenient

Very convenient and easy going service and lender. Reviewed on: 22nd June 2017

Simply the best

Over the years I have had many loans but zopa is by far the best independent loan I've had so easy so friendly such good rates many thanks Reviewed on: 22nd June 2017

Excellent service

Very easy and straight forward to apply and set up. Excellent service Reviewed on: 22nd June 2017

Great service reasonable rates

I have a loan to consolidate credit cards etc. I chose zoos for their fair repayment rates and great customer feedback online. Quick come back and payment of money. Friendly service and regular contact about my loan and repayaments. Great thing as they do not bother me trying to get me to take more loans out or to increase my loan. Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from LiveLend 4.03 from 25 reviews
Personal Loan
from Lloyds Bank 4.53 from 58 reviews
Logbook Loan
from eLogBookLoan 4.82 from 13 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub