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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa just simply the best

Started with zopa last year. Since ive been with them, repayments have been very easy to do. Am able to check how much have paid and how muchs left. They also have good features like able to change my payment date with no charge and also pay off my loan as soon as i get the money. Their interest rate was the cheapest and lowest on the market. I will recommend them to anyone. Reviewed on: 22nd June 2017

Quick and easy

I've had two loans from Zopa and both times they've been extremely quick and efficient with very reasonable rates. Wouldn't go anywhere else now! Reviewed on: 22nd June 2017

Nice to not worry about my loan

Easy, fair transaction that has allowed le to access money quickly with an encouraging way of repaying it. Reviewed on: 22nd June 2017

Great company !!!

Totally delivers what they say they will do , loan approved where i have previously not been able to get credit , helpful people on the phones who you get straight through to someone no diversions ! Loan in bank within 2 days amazing !!!!! Reviewed on: 22nd June 2017

excellent service

Straight forward no problems & willing to help..easy website to use & quick response. Reviewed on: 22nd June 2017

Quick easy the best rates

I literally was credit checked and given the best interest rate and had the loan money transferred into my bank all in around an hour if not less from typing my details in money supermarket to them being the best rates on compare the market to the money being available highly recommend these Reviewed on: 22nd June 2017

Ideal

Very honest real site. Awesome !! Reviewed on: 22nd June 2017

Supa Zopa

No fuss , I'll be back, keep up good work. Reviewed on: 22nd June 2017

Easy and pleasant, very happy customer.

Easy, quick results really good value and easy accessible website. Reviewed on: 22nd June 2017

Excepted me when others didn't

I tried to get a relatively small loan but found that others didn't want to know, & if they did want a very high Apr, which in my book is out of order, thanks to zopa I'm back on track thank you Reviewed on: 22nd June 2017

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