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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

excellent service

Straight forward no problems & willing to help..easy website to use & quick response. Reviewed on: 22nd June 2017

Quick easy the best rates

I literally was credit checked and given the best interest rate and had the loan money transferred into my bank all in around an hour if not less from typing my details in money supermarket to them being the best rates on compare the market to the money being available highly recommend these Reviewed on: 22nd June 2017

Ideal

Very honest real site. Awesome !! Reviewed on: 22nd June 2017

Supa Zopa

No fuss , I'll be back, keep up good work. Reviewed on: 22nd June 2017

Easy and pleasant, very happy customer.

Easy, quick results really good value and easy accessible website. Reviewed on: 22nd June 2017

Excepted me when others didn't

I tried to get a relatively small loan but found that others didn't want to know, & if they did want a very high Apr, which in my book is out of order, thanks to zopa I'm back on track thank you Reviewed on: 22nd June 2017

Best loan provider by far

Easy/trouble free and by far the best loan provider out there. Reviewed on: 22nd June 2017

5*

Quick, easy and better rates than my own bank Reviewed on: 22nd June 2017

Great service

The website was very easy to use, with clear instructions. Reviewed on: 22nd June 2017

Excellent service

I have taken a credit agreement with Zopa, I found the whole process easy and fast. I completed the application, they carried out their review and processed the payment. I've not had much contact with Zopa, but that is because there has been no reason to. Repayments are set up and everything is running smoothly, no complaints with me. Reviewed on: 22nd June 2017

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