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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Best loan provider by far

Easy/trouble free and by far the best loan provider out there. Reviewed on: 22nd June 2017

5*

Quick, easy and better rates than my own bank Reviewed on: 22nd June 2017

Great service

The website was very easy to use, with clear instructions. Reviewed on: 22nd June 2017

Excellent service

I have taken a credit agreement with Zopa, I found the whole process easy and fast. I completed the application, they carried out their review and processed the payment. I've not had much contact with Zopa, but that is because there has been no reason to. Repayments are set up and everything is running smoothly, no complaints with me. Reviewed on: 22nd June 2017

My girlfriend got a loan yesterday to consolidate her debts

I got one 2 months ago and absolutely love my Scirocco R. What's not to like?? Great service, great customer service and you don't get robbed blind in the process. Reviewed on: 22nd June 2017

Fast, stress free and great rate

I had gone to my bank for a loan with a near perfect credit score but was declined!! No reason and no explanation - typical!! I had seen that I was pre-approved through one of the credit rating website. For the first time in having loans , the rate quoted was the rate I received. Staff so helpful when I called to check on the status of transfer and as promised money was in the bank within 3 working days. Can't thank the Zopa team enough - this is the way getting a loan should be!! Flexible, efficient and friendly. Thank you!! Reviewed on: 22nd June 2017

The best loan company I have ever dealt with

Straight forward up front about everything no hidden extras ,very quick decision on my loan very happy with the service Reviewed on: 22nd June 2017

Easy, simple and quick

Applied, money was in account the next day. Really transparent and seamless. No fuss and bother Reviewed on: 22nd June 2017

Your best customer

Ease of use. No fuss. No hassle. No probs. Reviewed on: 22nd June 2017

Great company

Great company , fast payment !!! Thanks Reviewed on: 22nd June 2017

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