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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great experience!

Good customer service, easy to use and fair Reviewed on: 22nd June 2017

Superb

The most easy and painless loan ever. Cheaper than the banks and super fast. Would recommend to anyone. Reviewed on: 22nd June 2017

Highly recommended!!

Very smooth process and fast decision. Haven't experienced any issues with the whole process. Would definitely recommend. Reviewed on: 22nd June 2017

Even I can do it

Had Zopa recommended to me and thought I would have a look. Website easy to follow and when I did go wrong a friendly assistant to put me right. Quick decision. No hassle. Reviewed on: 22nd June 2017

Brilliant service

Great service! Little pay back the best deal and very helpful thank you :) Reviewed on: 22nd June 2017

Quick and easy

Applied and completed online within 2 days and the money went straight into my bank. Perfect. Reviewed on: 22nd June 2017

The number 1 loan provider

I have my own business that relies on an excellent rate and zopa was the only loan company that best suited so I keep going back and will continue to do so highly recommended. Reviewed on: 22nd June 2017

Very straightforward and easy.

I found it very easy to apply for a loan, which had good rates and I am happy with the whole experience. It was very quick and easy. Reviewed on: 22nd June 2017

Easy amd simple

It was very easy to get my loan sorted with Zopa. I found their team very helpfull and professional. Reviewed on: 22nd June 2017

Easy hassle free

I used zopa to borrow money in order to buy a new van. The rates where competitive and it was a hassle free experience. I managed to pay the loan off early and didn't incour any extra fees. I would use them again and have recommended to many friends ! Reviewed on: 22nd June 2017

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