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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

My girlfriend got a loan yesterday to consolidate her debts

I got one 2 months ago and absolutely love my Scirocco R. What's not to like?? Great service, great customer service and you don't get robbed blind in the process. Reviewed on: 22nd June 2017

Fast, stress free and great rate

I had gone to my bank for a loan with a near perfect credit score but was declined!! No reason and no explanation - typical!! I had seen that I was pre-approved through one of the credit rating website. For the first time in having loans , the rate quoted was the rate I received. Staff so helpful when I called to check on the status of transfer and as promised money was in the bank within 3 working days. Can't thank the Zopa team enough - this is the way getting a loan should be!! Flexible, efficient and friendly. Thank you!! Reviewed on: 22nd June 2017

The best loan company I have ever dealt with

Straight forward up front about everything no hidden extras ,very quick decision on my loan very happy with the service Reviewed on: 22nd June 2017

Easy, simple and quick

Applied, money was in account the next day. Really transparent and seamless. No fuss and bother Reviewed on: 22nd June 2017

Your best customer

Ease of use. No fuss. No hassle. No probs. Reviewed on: 22nd June 2017

Great company

Great company , fast payment !!! Thanks Reviewed on: 22nd June 2017

Great experience!

Good customer service, easy to use and fair Reviewed on: 22nd June 2017

Superb

The most easy and painless loan ever. Cheaper than the banks and super fast. Would recommend to anyone. Reviewed on: 22nd June 2017

Highly recommended!!

Very smooth process and fast decision. Haven't experienced any issues with the whole process. Would definitely recommend. Reviewed on: 22nd June 2017

Even I can do it

Had Zopa recommended to me and thought I would have a look. Website easy to follow and when I did go wrong a friendly assistant to put me right. Quick decision. No hassle. Reviewed on: 22nd June 2017

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