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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Brilliant service

Great service! Little pay back the best deal and very helpful thank you :) Reviewed on: 22nd June 2017

Quick and easy

Applied and completed online within 2 days and the money went straight into my bank. Perfect. Reviewed on: 22nd June 2017

The number 1 loan provider

I have my own business that relies on an excellent rate and zopa was the only loan company that best suited so I keep going back and will continue to do so highly recommended. Reviewed on: 22nd June 2017

Very straightforward and easy.

I found it very easy to apply for a loan, which had good rates and I am happy with the whole experience. It was very quick and easy. Reviewed on: 22nd June 2017

Easy amd simple

It was very easy to get my loan sorted with Zopa. I found their team very helpfull and professional. Reviewed on: 22nd June 2017

Easy hassle free

I used zopa to borrow money in order to buy a new van. The rates where competitive and it was a hassle free experience. I managed to pay the loan off early and didn't incour any extra fees. I would use them again and have recommended to many friends ! Reviewed on: 22nd June 2017

Simple clear and quick

Zopa is simple to apply, clear to understand and very quick process. Reviewed on: 22nd June 2017

Low rate

Super low rate finance. Quick and easy to work with. Great team. Reviewed on: 22nd June 2017

Great service

Great service, great rates of interest, user friendly website and no early repayment penalties Reviewed on: 22nd June 2017

On the money

The whole experience from first application to receiving loan. Hassle free and not too techie even though online absolutely perfect. Reviewed on: 22nd June 2017

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