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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple clear and quick

5
Zopa is simple to apply, clear to understand and very quick process. Reviewed on: 22nd June 2017
Raj Kalakota's avatar
Raj Kalakota

Low rate

5
Super low rate finance. Quick and easy to work with. Great team. Reviewed on: 22nd June 2017
Peter's avatar
Peter

Great service

5
Great service, great rates of interest, user friendly website and no early repayment penalties Reviewed on: 22nd June 2017
Samantha hutton's avatar
Samantha hutton

On the money

5
The whole experience from first application to receiving loan. Hassle free and not too techie even though online absolutely perfect. Reviewed on: 22nd June 2017
Sarah Bowers's avatar
Sarah Bowers

Excellent provider

5
Zopa have been amazing in there provision of funds via loans, customer service is excellent Reviewed on: 22nd June 2017
Kelly Elliott's avatar
Kelly Elliott

Excellent rates, fast decision

5
I was impressed with the rate I was offered and the application process was was clear. Easy to upload supporting documents and I got a decision within days. Reviewed on: 22nd June 2017
Fiona Marley's avatar
Fiona Marley

Superb service/speed and Rates!!

5
The service was superb.. in a matter of moments I was accepted for a low APR loan that was in my account in a couple of days! Beats any bank .. any day! Brilliant service! ***** Reviewed on: 22nd June 2017
Joe Rawlinson-hunt's avatar
Joe Rawlinson-hunt

Quick, simple, painless.

5
Getting a loan with zopa was so easy and I was offered a lower interest rate than the cheapest bank even with my average at best credit rating. Everything is made clear and the website is very straight forward. The pre checker is a fantastic touch and I would recommend zopa to anyone. Reviewed on: 22nd June 2017
Scott's avatar
Scott

Great service

4
Used the online service. Was quick, easy to navigate and painless. The loan was as advertised, no hidden charges or interest. The money was in my account quickly. Low rates of interest. Very happy with the service. Would use it again without hesitation. Reviewed on: 22nd June 2017
Nick lavin's avatar
Nick lavin

Superb!

5
I'm so happy with Zopa, the process was easy and hassle free from start to finish. The interest rates are the lowest at the time on the market, I would happily recommend Zopa to anyone. Reviewed on: 22nd June 2017
Ruth Newbold's avatar
Ruth Newbold

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