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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great provider

Smooth process, very quick decision making and processed funds quickly. Great customer service. Reviewed on: 22nd June 2017

'for lenders and borrowers with a heart'

zopa loans offer fantastic rates - a truly wonderful facility for two parties to give and take with a clear conscience. I've been loaned money three times with affordable and realistic repayment rates every time. I wouldn't recommend anyone else. zopa is super! Reviewed on: 22nd June 2017

Very good provider

Helpful. Quick response. Definitely would recommend. Reviewed on: 22nd June 2017

happy customer

easy to apply , fast response , money available in bank account , no hassle easy .... Reviewed on: 22nd June 2017

Quick & Easy

It was so simple to apply and the approval was the same day. I get an email each month advising me that the money has come out and it gives me an updated status and statement. Reviewed on: 22nd June 2017

Excellent rates

Zopa was the cheapest rates and quick and excellent service Reviewed on: 22nd June 2017

Terrifying experience made easy!

I was so nervous about getting a loan for the first time. I heard so many negative reviews and people getting in debt with repayments or interest. Zopa were amazing! Easy to understand and apply! Low interest! Easy repayments. Made the whole idea less terrifying! I would defiantly recommend!! Reviewed on: 22nd June 2017

Loan process

Very helpful and easy to understand Reviewed on: 22nd June 2017

Painless

Dealing with Zopa was so quick and easy and can't believe how reasonable the rates are. Would certainly recommend Zopa to anyone I know Reviewed on: 22nd June 2017

Quick and easy loan at best rate

Great quick and easy loan at the best rate Reviewed on: 22nd June 2017

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