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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Excellent provider

Zopa have been amazing in there provision of funds via loans, customer service is excellent Reviewed on: 22nd June 2017

Excellent rates, fast decision

I was impressed with the rate I was offered and the application process was was clear. Easy to upload supporting documents and I got a decision within days. Reviewed on: 22nd June 2017

Superb service/speed and Rates!!

The service was superb.. in a matter of moments I was accepted for a low APR loan that was in my account in a couple of days! Beats any bank .. any day! Brilliant service! ***** Reviewed on: 22nd June 2017

Quick, simple, painless.

Getting a loan with zopa was so easy and I was offered a lower interest rate than the cheapest bank even with my average at best credit rating. Everything is made clear and the website is very straight forward. The pre checker is a fantastic touch and I would recommend zopa to anyone. Reviewed on: 22nd June 2017

Great service

Used the online service. Was quick, easy to navigate and painless. The loan was as advertised, no hidden charges or interest. The money was in my account quickly. Low rates of interest. Very happy with the service. Would use it again without hesitation. Reviewed on: 22nd June 2017

Superb!

I'm so happy with Zopa, the process was easy and hassle free from start to finish. The interest rates are the lowest at the time on the market, I would happily recommend Zopa to anyone. Reviewed on: 22nd June 2017

Great provider

Smooth process, very quick decision making and processed funds quickly. Great customer service. Reviewed on: 22nd June 2017

'for lenders and borrowers with a heart'

zopa loans offer fantastic rates - a truly wonderful facility for two parties to give and take with a clear conscience. I've been loaned money three times with affordable and realistic repayment rates every time. I wouldn't recommend anyone else. zopa is super! Reviewed on: 22nd June 2017

Very good provider

Helpful. Quick response. Definitely would recommend. Reviewed on: 22nd June 2017

happy customer

easy to apply , fast response , money available in bank account , no hassle easy .... Reviewed on: 22nd June 2017

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