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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Brilliant service and quick response!

Easy to apply and very helpful. Easy to communicate with and made the while process smooth and Hassel free. Reviewed on: 22nd June 2017

Excellent service

Good value for money and the best part of it was not impacting your credit rating before hand Reviewed on: 22nd June 2017

Cheapest loan rate and fast

When searching for a loan to pay for a new garden I looked at a few options. This provider was top of the best rates and also for best customer service. If I ever need a loan again I will know where to look. Reviewed on: 22nd June 2017

Fast and friendly

Needed money fast and zopa provided Reviewed on: 22nd June 2017

Easy and quick - and good interest rates

I chose zoos because getting the amount I needed over the repayment term I wanted, was easy and quick. Unlike many other lenders their interest rates were very good. Reviewed on: 22nd June 2017

If there is nowhere else to go...

I had to resource to Zopa loans in spite of the high interest due to speed. Also if you do not have a great credit rating you have a much better chance of being approved. Reviewed on: 22nd June 2017

Great

Brilliant , amazing, wonderful, perfect Reviewed on: 22nd June 2017

Great service!

Needed a loan to finish paying for my wedding and applied for a Zopa loan online. Was quick and easy to do and hassle free. The money was in my account within 24 hours and when I decided to settle the loan early it couldn't of been easier. Great service, would definitely recommend. Reviewed on: 22nd June 2017

The best P2P site

I needed a quick loan with a low interest rate however many of the traditional banks and building societies were unable to provide me with the funds in time or with a reasonable quote. Zopa was recommended to me by a friend and I couldn't have been happier, the service was excellent and everything was explained thoroughly. Within a matter 48 hours of applying I had the money in my bank, not to mention at a very good rate of interest. I'd highly recommend Zopa to anyone who requires a loan, or for anyone thinking of become a lender. Reviewed on: 22nd June 2017

Fast, simple, clear and a very competitive rate

Very simple to apply, quick response and a fantastic rate so very happy with the whole process. Reviewed on: 22nd June 2017

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