Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Great

Brilliant , amazing, wonderful, perfect Reviewed on: 22nd June 2017

Great service!

Needed a loan to finish paying for my wedding and applied for a Zopa loan online. Was quick and easy to do and hassle free. The money was in my account within 24 hours and when I decided to settle the loan early it couldn't of been easier. Great service, would definitely recommend. Reviewed on: 22nd June 2017

The best P2P site

I needed a quick loan with a low interest rate however many of the traditional banks and building societies were unable to provide me with the funds in time or with a reasonable quote. Zopa was recommended to me by a friend and I couldn't have been happier, the service was excellent and everything was explained thoroughly. Within a matter 48 hours of applying I had the money in my bank, not to mention at a very good rate of interest. I'd highly recommend Zopa to anyone who requires a loan, or for anyone thinking of become a lender. Reviewed on: 22nd June 2017

Fast, simple, clear and a very competitive rate

Very simple to apply, quick response and a fantastic rate so very happy with the whole process. Reviewed on: 22nd June 2017

Excellent lender

Great company, good customer service Reviewed on: 22nd June 2017

Excellent service

I got the loan I needed without impacting my credit rating before hand unlike other providers who impact your creditrating and then to be told I was unsuccessfull. Reviewed on: 22nd June 2017

Ease of usr

I have now had 2 loans from zopa, went to them for the second one because I was so impressed with how easy their on line system is to use. Reviewed on: 22nd June 2017

Great service

Easy to apply, proper checks made so responsible lending. Quick decision, everything explained clearly. Would highly recommend. Reviewed on: 22nd June 2017

pain free and professional

100% easy to follow application steps with options available. Totally secure and painfree. Decision immediate. Reviewed on: 22nd June 2017

Simple fast & professional

Decided to use Zopa after my bank was offering fantastic low rates.but had to take out more money. No thanks,Zopa had great rates, low fees so easy and user friendly. Would recommend these guys over a high street bank any day Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Smart Money Cymru Community Bank 4.52 from 40 reviews
Peer to Peer Lending
from Fruitful 0.00 from 0 reviews
Payday loan (discontinued)
from Panda Payday Loans (inactive company) 2.71 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub