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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Highly recommend

Easy to deal with, quick responding to any queries, easy to view online. Great rates, what more do you need. Reviewed on: 22nd June 2017

Simple and smart

Really easy to organise, I got the loan I needed really quickly. Reviewed on: 22nd June 2017

very competitive

I scoured the internet for the most competitive loan rates and Zopa was the best deal for me, I was also very impressed with there customer service process. Overall an excellent loan choice. Reviewed on: 22nd June 2017

Easy, quick, no hassle

I had approached other loan providers, including my bank... the time they took to analyse my process and then reject the loan was just intolerable. Zopa sorted me out quickly, no stress, with competitive interest rates... I would use them again if I needed to. Reviewed on: 22nd June 2017

Brilliant service and quick response!

Easy to apply and very helpful. Easy to communicate with and made the while process smooth and Hassel free. Reviewed on: 22nd June 2017

Excellent service

Good value for money and the best part of it was not impacting your credit rating before hand Reviewed on: 22nd June 2017

Cheapest loan rate and fast

When searching for a loan to pay for a new garden I looked at a few options. This provider was top of the best rates and also for best customer service. If I ever need a loan again I will know where to look. Reviewed on: 22nd June 2017

Fast and friendly

Needed money fast and zopa provided Reviewed on: 22nd June 2017

Easy and quick - and good interest rates

I chose zoos because getting the amount I needed over the repayment term I wanted, was easy and quick. Unlike many other lenders their interest rates were very good. Reviewed on: 22nd June 2017

If there is nowhere else to go...

I had to resource to Zopa loans in spite of the high interest due to speed. Also if you do not have a great credit rating you have a much better chance of being approved. Reviewed on: 22nd June 2017

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