Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Brilliant and helpful loan agency

Ease to get loan, straight forward support. No hidden stingers Reviewed on: 22nd June 2017

One of the easiest companies I have dealt with

I am so pleased that I discovered Zopa, I was looking for a loan to buy a car and was offered a fantastic rate and plenty of options for payment schedules. The whole process was simple but professional, and the tools that they use to re-evaluate the loan dependant on timescale and amount are the best I've ever used. Can't recommend Zopa enough! Reviewed on: 22nd June 2017

Quality service

I took out a loan to pay off a credit card and the service from Zopa was first class. Reviewed on: 22nd June 2017

Fast cash

Pain free finance Easy application Lowest rates 10/10 Reviewed on: 22nd June 2017

Fantastic

Zopa is always my go to lender. Never had any hassle and have helped me out massively especially with their competitive interest rates. Would recommend them to any one. Reviewed on: 22nd June 2017

Simple and straightforward

Applying for a zopa loan was simple and straightforward no messing about and no hassle and the money arrived when expected. Reviewed on: 22nd June 2017

Highly recommend

Easy to deal with, quick responding to any queries, easy to view online. Great rates, what more do you need. Reviewed on: 22nd June 2017

Simple and smart

Really easy to organise, I got the loan I needed really quickly. Reviewed on: 22nd June 2017

very competitive

I scoured the internet for the most competitive loan rates and Zopa was the best deal for me, I was also very impressed with there customer service process. Overall an excellent loan choice. Reviewed on: 22nd June 2017

Easy, quick, no hassle

I had approached other loan providers, including my bank... the time they took to analyse my process and then reject the loan was just intolerable. Zopa sorted me out quickly, no stress, with competitive interest rates... I would use them again if I needed to. Reviewed on: 22nd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Cockle Finance 4.81 from 815 reviews
Personal Loan
from Lloyds Bank 4.38 from 61 reviews
Loans
from Hoot Credit Union 4.41 from 12 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub