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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

First class service

Very professional & efficient. The best personal loans company I've ever dealt with by a mile. Thoroughly recommended . Reviewed on: 22nd June 2017

Zopakalfragalisticexpealidosious

What a great concept and very easy and fast to get a loan on the right terms Reviewed on: 22nd June 2017

Simple and fast

Easy application and quick decision. Then money in the bank. Reviewed on: 22nd June 2017

Easy'n'cheap

I was amazed at how easy and affordable it was to apply for a loan 5***** would definitely recommend! Reviewed on: 22nd June 2017

Amazing loan company

Prompt efficient service fab knowledge from customer service Reviewed on: 22nd June 2017

Great service

Quick and efficient service. Zopa had the money in bank within 2 days. Reviewed on: 22nd June 2017

good value loan

easy to set up and nice and easy to manage online Reviewed on: 22nd June 2017

Amazing

Cheap interest rates, very fast payout, easy to apply, fast decision, you won't be disappointed better than Main Street banks Reviewed on: 22nd June 2017

Fantastic

Great experience! Would highly recommend! Reviewed on: 22nd June 2017

Very quick, easy and hassle free

To keep it simple, I went on the website one Sunday afternoon, filled out all the relevant questions and within 30 minutes yes 30 minutes my loan application was accepted and the funds were in my account by the Tuesday morning. Very satisfying experience and highly recommend. Reviewed on: 22nd June 2017

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