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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

good value loan

5
easy to set up and nice and easy to manage online Reviewed on: 22nd June 2017
david's avatar
david

Amazing

5
Cheap interest rates, very fast payout, easy to apply, fast decision, you won't be disappointed better than Main Street banks Reviewed on: 22nd June 2017
John's avatar
John

Fantastic

5
Great experience! Would highly recommend! Reviewed on: 22nd June 2017
Rebecca's avatar
Rebecca

Very quick, easy and hassle free

5
To keep it simple, I went on the website one Sunday afternoon, filled out all the relevant questions and within 30 minutes yes 30 minutes my loan application was accepted and the funds were in my account by the Tuesday morning. Very satisfying experience and highly recommend. Reviewed on: 22nd June 2017
Andy James 's avatar
Andy James

Brilliant and helpful loan agency

5
Ease to get loan, straight forward support. No hidden stingers Reviewed on: 22nd June 2017
Albert Taku's avatar
Albert Taku

One of the easiest companies I have dealt with

5
I am so pleased that I discovered Zopa, I was looking for a loan to buy a car and was offered a fantastic rate and plenty of options for payment schedules. The whole process was simple but professional, and the tools that they use to re-evaluate the loan dependant on timescale and amount are the best I've ever used. Can't recommend Zopa enough! Reviewed on: 22nd June 2017
Steve Lloyd's avatar
Steve Lloyd

Quality service

5
I took out a loan to pay off a credit card and the service from Zopa was first class. Reviewed on: 22nd June 2017
Thomas liddell's avatar
Thomas liddell

Fast cash

5
Pain free finance Easy application Lowest rates 10/10 Reviewed on: 22nd June 2017
Phil Shields's avatar
Phil Shields

Fantastic

5
Zopa is always my go to lender. Never had any hassle and have helped me out massively especially with their competitive interest rates. Would recommend them to any one. Reviewed on: 22nd June 2017
Steven crawford's avatar
Steven crawford

Simple and straightforward

5
Applying for a zopa loan was simple and straightforward no messing about and no hassle and the money arrived when expected. Reviewed on: 22nd June 2017
Kim's avatar
Kim

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