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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Amazing service

quick, easy, and a sensible way to get a loan. Very happy. Reviewed on: 22nd June 2017

Fast

Excellent service and prompt response Reviewed on: 22nd June 2017

So simple.

No hassles, straight forward, does what it says and no hidden catches. Reviewed on: 22nd June 2017

Really helpful service

My loan was approved within minutes and money in the account within 3 days. Can't fault that. Reviewed on: 22nd June 2017

First class service

Very professional & efficient. The best personal loans company I've ever dealt with by a mile. Thoroughly recommended . Reviewed on: 22nd June 2017

Zopakalfragalisticexpealidosious

What a great concept and very easy and fast to get a loan on the right terms Reviewed on: 22nd June 2017

Simple and fast

Easy application and quick decision. Then money in the bank. Reviewed on: 22nd June 2017

Easy'n'cheap

I was amazed at how easy and affordable it was to apply for a loan 5***** would definitely recommend! Reviewed on: 22nd June 2017

Amazing loan company

Prompt efficient service fab knowledge from customer service Reviewed on: 22nd June 2017

Great service

Quick and efficient service. Zopa had the money in bank within 2 days. Reviewed on: 22nd June 2017

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