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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Very efficient and Quick !

Zopla were excellent when I wanted to buy a car! excellent communication, quick decision and money in the bank! all transactions very smooth, no fuss, I recommend them to everyone, well done Zopla ! Reviewed on: 22nd June 2017

Zopa and me

From day one I have had nothing but a seamless, hassle free experience with Zopa. My application was processed smoothly and all my queries answered fully and efficiently. The flexibility offered by Zopa is also very reassurance and means a pressure free service moving forward. Thank you! Reviewed on: 22nd June 2017

simle

Fast and easy with friendly uk based staff Reviewed on: 22nd June 2017

Good Alternative to Mainstream Borrowing

Easy to apply, fast decision, great low rates. Why make the mainstream banks and lenders richer at your own expense? Reviewed on: 22nd June 2017

Quick and easy

Had no issues applying for, confirming and setting up payments Reviewed on: 22nd June 2017

Always great service

Zoos is easy to set up and get approved. It has a very user friendly website and communication is regular and helpful Reviewed on: 22nd June 2017

Amazing service

quick, easy, and a sensible way to get a loan. Very happy. Reviewed on: 22nd June 2017

Fast

Excellent service and prompt response Reviewed on: 22nd June 2017

So simple.

No hassles, straight forward, does what it says and no hidden catches. Reviewed on: 22nd June 2017

Really helpful service

My loan was approved within minutes and money in the account within 3 days. Can't fault that. Reviewed on: 22nd June 2017

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