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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Excellent rates and easy to use.

As the title says! Got fed up of rip off rates on the high street. Zopa was easier and cheaper. Reviewed on: 22nd June 2017

Fast loan

Really quick and you don't pay loads of interest like most loan company's, easy to do and got my money super quick for money towards a car, would definitely recommend Reviewed on: 22nd June 2017

Never had a bad experience

Applying for a loan was easy and their customer service was great! Reviewed on: 22nd June 2017

Fuss free fast and efficient

I was recommended the loan via clearscore. It was very straight forward and had a sensible and friendly interface. I even had yo phone during the application process because, being a bit of a dinosaur I needed help to convert evidence into PDF form. Got my money and learned something new. Thanks Zopa Reviewed on: 22nd June 2017

Good fast response

Fast money and you can pay extra online Reviewed on: 22nd June 2017

Definitely recommend

Very quick and easy. Just the right amount of contract and not pushy Reviewed on: 22nd June 2017

Would I recommend Zopa?

I found Zopa extremely transparent and easy to deal with. Service was really fast and painless Reviewed on: 22nd June 2017

Really easy great rate

Took out loan online simple and easy and best rate Reviewed on: 22nd June 2017

Great way to buy a car!

Beats paying HP. Great APR ... So Simple to apply and receive payment. Can make overpayments and clear early. Really happy with this provider!! Reviewed on: 22nd June 2017

Simple and quick

Simple and easy to use. Generally pretty clear, as always rates though the "personalised" rates on loans are perhaps not so personalised to what you will actually get and perhaps more to what will be enough to attract you. However this is to be expected. Service and payment is quick. Reviewed on: 22nd June 2017

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