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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Would I recommend Zopa?

I found Zopa extremely transparent and easy to deal with. Service was really fast and painless Reviewed on: 22nd June 2017

Really easy great rate

Took out loan online simple and easy and best rate Reviewed on: 22nd June 2017

Great way to buy a car!

Beats paying HP. Great APR ... So Simple to apply and receive payment. Can make overpayments and clear early. Really happy with this provider!! Reviewed on: 22nd June 2017

Simple and quick

Simple and easy to use. Generally pretty clear, as always rates though the "personalised" rates on loans are perhaps not so personalised to what you will actually get and perhaps more to what will be enough to attract you. However this is to be expected. Service and payment is quick. Reviewed on: 22nd June 2017

Very efficient and Quick !

Zopla were excellent when I wanted to buy a car! excellent communication, quick decision and money in the bank! all transactions very smooth, no fuss, I recommend them to everyone, well done Zopla ! Reviewed on: 22nd June 2017

Zopa and me

From day one I have had nothing but a seamless, hassle free experience with Zopa. My application was processed smoothly and all my queries answered fully and efficiently. The flexibility offered by Zopa is also very reassurance and means a pressure free service moving forward. Thank you! Reviewed on: 22nd June 2017

simle

Fast and easy with friendly uk based staff Reviewed on: 22nd June 2017

Good Alternative to Mainstream Borrowing

Easy to apply, fast decision, great low rates. Why make the mainstream banks and lenders richer at your own expense? Reviewed on: 22nd June 2017

Quick and easy

Had no issues applying for, confirming and setting up payments Reviewed on: 22nd June 2017

Always great service

Zoos is easy to set up and get approved. It has a very user friendly website and communication is regular and helpful Reviewed on: 22nd June 2017

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