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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple, quick and informative

Great website, easy to use and informative. Great rates too. Reviewed on: 22nd June 2017

Excellent service quick and no fuss

Brilliant experience online no fuss and good rates Reviewed on: 22nd June 2017

Unexpected

After seeing an advert while reviewing my Experian report I took a look into Zopas website. I was pleasantly surprised at not only how easy everything was but how cheap the loan was in comparison with my Halifax loan. I proceeded with the application and within a couple of days the money was in my account and I closed my Halifax loan. I not only shaved 12 months of my loan but I also saved approx £1500 in interest charges! Reviewed on: 22nd June 2017

Great and simple service with no fuss attached

I was in need of a quick loan. Zopa was able to assist in a competitive market swiftly and the loan was in my account without fuss or bureaucracy. Zopa really helped me out when facing a tight spot. Reviewed on: 22nd June 2017

Excellent rates and easy to use.

As the title says! Got fed up of rip off rates on the high street. Zopa was easier and cheaper. Reviewed on: 22nd June 2017

Fast loan

Really quick and you don't pay loads of interest like most loan company's, easy to do and got my money super quick for money towards a car, would definitely recommend Reviewed on: 22nd June 2017

Never had a bad experience

Applying for a loan was easy and their customer service was great! Reviewed on: 22nd June 2017

Fuss free fast and efficient

I was recommended the loan via clearscore. It was very straight forward and had a sensible and friendly interface. I even had yo phone during the application process because, being a bit of a dinosaur I needed help to convert evidence into PDF form. Got my money and learned something new. Thanks Zopa Reviewed on: 22nd June 2017

Good fast response

Fast money and you can pay extra online Reviewed on: 22nd June 2017

Definitely recommend

Very quick and easy. Just the right amount of contract and not pushy Reviewed on: 22nd June 2017

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