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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Simple yet effective

The process was so easy along with a good rate and flexibility what more could you ask for. Reviewed on: 22nd June 2017

Great company for a loan

Really easy to apply and great rates actually the most competitive at the time I applied. Money in my bank quickly and so easy from start to finish. I'm personally really happy with Zopa loan is paid back but I would definitely use them again Reviewed on: 22nd June 2017

Swift, competitive without fuss

I needed a loan, very quickly to get me out a tight spot. Zopa were able to offer me competitive rates without fuss and the loan was in my account almost immediately Reviewed on: 22nd June 2017

Fabulous

Excellent speedy service at a great rate. No fuss and no hassle. Reviewed on: 22nd June 2017

Brilliant

Very easy quick service, delivered what it said, money in bank immediately Reviewed on: 22nd June 2017

Great company

Got a brilliant rate from zopa. My own bank wanted to charge me rates of 8% despite impeccable money management, got a much better deal from zopa and money was in the bank very quickly. Reviewed on: 22nd June 2017

Easy and lower interest rate

Zopa loan is the lowest interest loan I could find on the market. It's easy and quick to apply. I just got my 2nd loan for my car this month. Approved right after I submitted the application. 3 days later I got the fund in my bank account! Reviewed on: 22nd June 2017

Hassle free loan

Hassle free from the moment I applied I got an instant decision to the moment I settled the loan. Reviewed on: 22nd June 2017

Good experience

Easy.... Simply the best! Reviewed on: 22nd June 2017

Very convenient and good value

Was the cheapest and easiest way to get a loan and very was to pay back. Reviewed on: 22nd June 2017

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