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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy and lower interest rate

Zopa loan is the lowest interest loan I could find on the market. It's easy and quick to apply. I just got my 2nd loan for my car this month. Approved right after I submitted the application. 3 days later I got the fund in my bank account! Reviewed on: 22nd June 2017

Hassle free loan

Hassle free from the moment I applied I got an instant decision to the moment I settled the loan. Reviewed on: 22nd June 2017

Good experience

Easy.... Simply the best! Reviewed on: 22nd June 2017

Very convenient and good value

Was the cheapest and easiest way to get a loan and very was to pay back. Reviewed on: 22nd June 2017

Friendly, understanding, clear

Very happy with Zopa, took time to understand my needs, my interests and to find a product that is manageable for me. Top effort. Reviewed on: 22nd June 2017

Brilliant Service and quick payment

The whole experience was seamless and painless, I received the loan very quickly once it had been confirmed. Reviewed on: 22nd June 2017

Simple, modern and great customer service

This is the 3rd Loan I've had. Each time I've paid it off early with sound customer advice hence why they are my first port of call when I need a loan. Can't recommend them enough. Reviewed on: 22nd June 2017

Straight forward no hassle

Applied for a loan, basically no nonsense or hassle all agreed in a timely fashion and no hold ups in transfers. Did not need it but have the feeling customer support would be active. Reviewed on: 22nd June 2017

Fast, efficient, friendly, fantastic

I have a not so perfect credit score that usually gets me ignored by loan providers or offered crippling rates. Zopa were friendly, welcoming, upfront about all of their costs and then offered me a fantastic rate. Had the money within days. Everything is just so easy with these guys Reviewed on: 22nd June 2017

Quick & easy

Great rates, quick application & money arrived quick too. Thank you . Great customer service Reviewed on: 22nd June 2017

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