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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Zopa top's the league

Great loan with no problems. Have had a great experience and they have already offered me an other loan with no problem. Reviewed on: 22nd June 2017

Very much so

Easy access,no messing about,straight forward. Reviewed on: 22nd June 2017

There's no better loan choice

In a few words the whole experience is phenomenal. Simple to do. Easy to communicate. Excellent interest rates. Simply the best choice. Reviewed on: 22nd June 2017

Personal loan

Great fast efficient service with really good rates Reviewed on: 22nd June 2017

Easy and hassle free

Easy to create, personalise and view your loan to suit yourself. Easy to use website and cash transferred quickly. Totally hassle free! I've already would recommended to friends and family, I would recommend to anyone Reviewed on: 22nd June 2017

Simple and easy.. few clicks and sorted

simplest finance ever of my life and I am 35+. Reviewed on: 22nd June 2017

Easy to do

Very easy process to complete online. Had a response within 24 hours. Money in my bank within a week. Perfect Reviewed on: 22nd June 2017

awesome product

very straightforward online application with timely and clear feedback Reviewed on: 22nd June 2017

Great rates

Easy application. Great rates! Highly recommend. Reviewed on: 22nd June 2017

Good rates and helpful attitudes

I've had 3 loans with Zopa over 10 years so far. The rates are low, their customer services is friendly when you call up and I love the concept of peer-to-peer lending and not having to worry about APR and the payback amount constantly going up. They give you one total figure and you pay it back in the amount of time you want...perfect! I would greatly recommend Zopa to all my friends! Also they give you £50 when you do! Reviewed on: 22nd June 2017

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