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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Very quick service

Zopa were very quick and efficient at processing my loan..I found Thier customer service very helpful and friendly :-) Reviewed on: 22nd June 2017

Positive experience

I've had an extremely pleasent experience with Zopa, I was referred to using this company through clear score as I wanted a loan for a car. I applied for a £5,000 loan, it was approved within minutes and the funds were transferred into my account within 3 days! I was so pleased that the application was processed with so much efficiency! Reviewed on: 22nd June 2017

Zopa was zoomy!

I only needed a small loan to pay off a niggling credit card. Zopa was easy to apply for online and it was approved that evening. I had the money in a matter of days. Simple as that no messing and confusion. My monthly repayments are manageable and that credit card with high interest is gone. I would recommend Zopa to anyone who wants a quick no fuss application process. Reviewed on: 22nd June 2017

Excellent service

I used Zopa for a loan. I love the efficiency of arranging the loan. Speed of payment and the flexibility of repayment. Would recommend to friends and family. Reviewed on: 22nd June 2017

Efficient & professional

I needed a loan for our daughter's wedding. Zopa efficiently and professionally arranged my loan for me, set up the necessary direct debits and payment came through very quickly. I would DEFINATELY use them again. Thank you Zopa. Reviewed on: 22nd June 2017

Grand service

Fantastic from start to finish. Easy to set up. Friendly service. Cheap and unimposing. Reviewed on: 22nd June 2017

Easy to set up and contact

Very fast in arranging the loan and great customer service 10/10 excellent Reviewed on: 22nd June 2017

Good and quick service

Good customer service as got through virtually straight away when called Reviewed on: 22nd June 2017

Really great experience and piece of mind

A really great experience. Fast and easy with great information available for piece of mind. Reviewed on: 22nd June 2017

Excellent

I had no problems borrowing money and very low intrest rates great value Reviewed on: 22nd June 2017

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