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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy to set up and contact

Very fast in arranging the loan and great customer service 10/10 excellent Reviewed on: 22nd June 2017

Good and quick service

Good customer service as got through virtually straight away when called Reviewed on: 22nd June 2017

Really great experience and piece of mind

A really great experience. Fast and easy with great information available for piece of mind. Reviewed on: 22nd June 2017

Excellent

I had no problems borrowing money and very low intrest rates great value Reviewed on: 22nd June 2017

Zopa top's the league

Great loan with no problems. Have had a great experience and they have already offered me an other loan with no problem. Reviewed on: 22nd June 2017

Very much so

Easy access,no messing about,straight forward. Reviewed on: 22nd June 2017

There's no better loan choice

In a few words the whole experience is phenomenal. Simple to do. Easy to communicate. Excellent interest rates. Simply the best choice. Reviewed on: 22nd June 2017

Personal loan

Great fast efficient service with really good rates Reviewed on: 22nd June 2017

Easy and hassle free

Easy to create, personalise and view your loan to suit yourself. Easy to use website and cash transferred quickly. Totally hassle free! I've already would recommended to friends and family, I would recommend to anyone Reviewed on: 22nd June 2017

Simple and easy.. few clicks and sorted

simplest finance ever of my life and I am 35+. Reviewed on: 22nd June 2017

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