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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Best free and better than others

5
It came later, but it conquered them all. Certainly beats what i was getting from Experian - paid or free! Reviewed on: 20th June 2017
wumi Mcdowall's avatar
wumi Mcdowall

Zopa is Zanzibar/Wonderba/zuper

5
It was the most painless experience and no nonsense/no hard sell/no hassle... Reviewed on: 19th June 2017
David's avatar
David

Quick and easy but within your means

5
The loan came through quickly and helped me consolidate my debts to a manageable payment each month Reviewed on: 19th June 2017
Candice Hughes's avatar
Candice Hughes

Quick and easy but within your means

5
I had a loan approved quickly and efficiently but within my means. The loan came through quickly and it really helped me consolidate my debts and feel more at ease. Reviewed on: 19th June 2017
Candice Hughes's avatar
Candice Hughes

Fast efficient

5
Very easy to complete application with an instant decision and swift payment of monies directly to bank account. Reviewed on: 19th June 2017
Andrew Menzies's avatar
Andrew Menzies

Ecxcellent

5
Perfect, stress & hassle free loan. Reviewed on: 19th June 2017
Andrew Fox's avatar
Andrew Fox

Easiest loan process ever

5
I shopped around a lot before I found Zopa, The application was straightforward, the transaction went through in less than a week & the website simple to use, highly recommended. Reviewed on: 19th June 2017
Mick Potter's avatar
Mick Potter

Great company, fantastic service.

5
Always able to contact a competent person on the phone, always notify me of any new offers. Great service never once had an issue with anything. Reviewed on: 19th June 2017
Amina Mansour's avatar
Amina Mansour

Simple, easy and efficient

5
From start to finish, I found Zopas fair lending rates, efficiency and application simplicity to be a really positive experience. I'd highly recommend Zopa to anyone looking for a personal loan. Reviewed on: 19th June 2017
Shaun Cox's avatar
Shaun Cox

Perfect service, fast and reliable

5
Wonderful experience all throughout the process Reviewed on: 19th June 2017
Simone Martorina's avatar
Simone Martorina

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