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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy to understand and apply

From start to finish I found the whole process easy to complete and apply for. Very quick response, kept informed of the progress. Would recommend. Reviewed on: 16th June 2017

my second loan through Zopa, just as easy as the first and great rates

good rates and very easy to set up. money came through 2 days. Reviewed on: 16th June 2017

Smart and easy

Smart platform, easy to setup and maintain. Not had any issues. Nice not to give your money to a bank! Reviewed on: 16th June 2017

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....................................................................................................a............................................................................ Reviewed on: 15th June 2017

worth it

Fast and convienient.Had to wait maybe for 30 minutes altogether Reviewed on: 15th June 2017

Super easy......

Very quick no fuss place to borrow money.! Reviewed on: 15th June 2017

ZOPA a great way to borrow.

I found Zopa on line and started the process of borrowing from them. The whole transaction from start to finish could not have been easier or smoother. Highly recommended. Reviewed on: 15th June 2017

great for personal loans

I have had a couple of loans with zopa and find the interest rates and the monthly repayments fantastic, better then any bank or building society loan by far. I have and will continue to recommend zopa to friends and family Reviewed on: 15th June 2017

Overall good

Helped me to buy a car as I do not qualify for financing. Very helpful and easy. Interest rate a bit high, but probably as I am a resident on a visa. Overall would recommend. Reviewed on: 15th June 2017

Impressed with the simple and fast service

I applied for a loan with after doing a soft search with a credit report company. The application took all of 5 minutes, probably less, and the money was in my account a day earlier than expected. Never had such an easy application process. Love that you can make additional payments whenever you like and that this lowers your monthly amount. Not to mention the extremely low interest rate, by a mile the best deal around including big name banks and building societies. Reviewed on: 14th June 2017

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