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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick easy and at a good rate for a change.

Excellent care taken by the staff, fast from acceptance to m9ney in bank and No ridiculous follow up. Reviewed on: 19th June 2017

Superb UX

great company with superb ux throughout the complete customer journey online Reviewed on: 19th June 2017

Best in the business

Simple and easy to apply, quick results, communication is first class. I would definitely use this company again. Rates were excellent. Reviewed on: 18th June 2017

Great rates, simple and easy to apply, great service. Done in 48 hrs.

Best in the business. Simple to apply, service and communication brilliant. I would use again no problem. Reviewed on: 18th June 2017

Great service

Very slick, great to see the pre-approval position. Loan referred quickly, got decision back promptly - excellent service. Reviewed on: 18th June 2017

Brilliantly Simple!

Very efficient and really simple experience. Only relevant questions were asked regarding the purpose of the loan which made the whole process stress free and money was available 24 hours later. Loan rates were extremely competitive with no early repayment charges. Thank you for doing exactly what is says on the tin! Reviewed on: 18th June 2017

car loan

Very pleased with the ease to witch zopa conducted there transactions. Reviewed on: 18th June 2017

So simple, so effective.

By making it easy to get an approved loan with very little interest over any period of time, and to get the option to pay back early or change repayment dates, Zopa have made the best loan providing system taking all the hassle away. Thanks Zopa! Reviewed on: 17th June 2017

Easy to understand and apply

From start to finish I found the whole process easy to complete and apply for. Very quick response, kept informed of the progress. Would recommend. Reviewed on: 16th June 2017

my second loan through Zopa, just as easy as the first and great rates

good rates and very easy to set up. money came through 2 days. Reviewed on: 16th June 2017

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