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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Awesome!

5
Great service. Never had any problems. Reviewed on: 14th June 2017
Sam Tarrant's avatar
Sam Tarrant

Fantastic proffesional fast service

5
Unbelievably easy to obtain a loan from Zopa - no fuss at all - just action Top Service Reviewed on: 14th June 2017
michelle coston's avatar
michelle coston

Best rates for loans and easy arrangement online - totally happy!

5
I had two cars break down on me and needed a loan to buy another, as I have to have a car for work. When looking on the internet for loans, ZOPA came up with the lowest interest rates, the arrangements online were very simple and straight forward and I had the loan (and the car) within a few days all sorted. Would always recommend this and am happy to confirm personally. H. L. Reviewed on: 14th June 2017
Heike Luhmann's avatar
Heike Luhmann

Two quick and easy loans

5
I have been very impressed with both speed of service and price both times I have dealt with Zopa. Reviewed on: 14th June 2017
Matthew Lawrence's avatar
Matthew Lawrence

Easy and straightforward

5
Applying for a loan is very easy and straight forward taking no more that 10min to apply. With good rates and fast transfer of money to account would recommend using Zopa for a loan what ever it should be for. Reviewed on: 14th June 2017
Becca Wilkinson's avatar
Becca Wilkinson

straight forward, no hassle and a decision straight away. wonderful service.

5
No frills just what you want, a straight forward service, spot on. Reviewed on: 13th June 2017
lesrobbo4545@gmail.com 's avatar
[email protected]

Great service

5
Quick easy loan great customer service. Reviewed on: 13th June 2017
Gary Nugent's avatar
Gary Nugent

Quick ,easy and ethical

5
Had no problem at all getting a cheaper loan than from most alternative lenders. All information was clear and transparent, very happy with the service provided. Reviewed on: 13th June 2017
Pete's avatar
Pete

Excellent experience with zopa

5
Excellent customer service and extremely competitive rates for a personal loan. A friend of mine has taken a loan out with zopa due to my positive experience with them. Reviewed on: 13th June 2017
Lee Wright 's avatar
Lee Wright

Great service

5
Just so simple and easy to deal with, a great service all round Reviewed on: 13th June 2017
Ross Harwood's avatar
Ross Harwood

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