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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Best rates for loans and easy arrangement online - totally happy!

5
I had two cars break down on me and needed a loan to buy another, as I have to have a car for work. When looking on the internet for loans, ZOPA came up with the lowest interest rates, the arrangements online were very simple and straight forward and I had the loan (and the car) within a few days all sorted. Would always recommend this and am happy to confirm personally. H. L. Reviewed on: 14th June 2017
Heike Luhmann's avatar
Heike Luhmann

Two quick and easy loans

5
I have been very impressed with both speed of service and price both times I have dealt with Zopa. Reviewed on: 14th June 2017
Matthew Lawrence's avatar
Matthew Lawrence

Easy and straightforward

5
Applying for a loan is very easy and straight forward taking no more that 10min to apply. With good rates and fast transfer of money to account would recommend using Zopa for a loan what ever it should be for. Reviewed on: 14th June 2017
Becca Wilkinson's avatar
Becca Wilkinson

straight forward, no hassle and a decision straight away. wonderful service.

5
No frills just what you want, a straight forward service, spot on. Reviewed on: 13th June 2017
lesrobbo4545@gmail.com 's avatar
[email protected]

Great service

5
Quick easy loan great customer service. Reviewed on: 13th June 2017
Gary Nugent's avatar
Gary Nugent

Quick ,easy and ethical

5
Had no problem at all getting a cheaper loan than from most alternative lenders. All information was clear and transparent, very happy with the service provided. Reviewed on: 13th June 2017
Pete's avatar
Pete

Excellent experience with zopa

5
Excellent customer service and extremely competitive rates for a personal loan. A friend of mine has taken a loan out with zopa due to my positive experience with them. Reviewed on: 13th June 2017
Lee Wright 's avatar
Lee Wright

Great service

5
Just so simple and easy to deal with, a great service all round Reviewed on: 13th June 2017
Ross Harwood's avatar
Ross Harwood

Excellent service

5
Absolutely a excellent customer service from start of getting loan to second one done online. Emails sent monthly to annual checking up on their portal easy to use. Highly recommend Reviewed on: 12th June 2017
James's avatar
James

Ethical, good value lending.

5
With experience as a borrower and as an investor I cannot fault Zopa for their service, fairness, clarity and value for money. Reasonable lending rates are the fairest around and thevgood return on investments is great. I also feeling like I'm making a personal difference to people's lives (through information supplied in the lending breakdown), which is immensely positive. Reviewed on: 12th June 2017
Katherine Healey's avatar
Katherine Healey

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