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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent service

5
Absolutely a excellent customer service from start of getting loan to second one done online. Emails sent monthly to annual checking up on their portal easy to use. Highly recommend Reviewed on: 12th June 2017
James's avatar
James

Ethical, good value lending.

5
With experience as a borrower and as an investor I cannot fault Zopa for their service, fairness, clarity and value for money. Reasonable lending rates are the fairest around and thevgood return on investments is great. I also feeling like I'm making a personal difference to people's lives (through information supplied in the lending breakdown), which is immensely positive. Reviewed on: 12th June 2017
Katherine Healey's avatar
Katherine Healey

Great customer service and support

4
Very fast and efficient service as well as post-sale customer care and support. Everything was just as advertised. Reviewed on: 12th June 2017
AP's avatar
AP

Easy, fast service

5
Very quick and easy application. Interest rate was one of the lowest received and funds were in my account within days. Reviewed on: 12th June 2017
Anthony Blacklock's avatar
Anthony Blacklock

Quick loan at a good rate

5
Applied online had the money not long after at a very good rate Reviewed on: 12th June 2017
Darren Mayers's avatar
Darren Mayers

Zopa, so quick and easy, no hassle and plain english!

5
Obtaining a loan from Zopa was simple and easy to understand. The rates offered were fantastic and the fact you can pay off early without penalty is very attractive. No hard sell just a simple solution with no headaches. I would absolutely recommend Zopa and wouldn't look anywhere else. Reviewed on: 11th June 2017
Shane Embleton's avatar
Shane Embleton

Zopa simply the best

5
Zopa loans are great value and a safe and secure company to deal with. I have always had good communication and wouldn't hesitate to reccommend them to one of my friends . Reviewed on: 11th June 2017
Jefferson Brough's avatar
Jefferson Brough

Excellent service

4
Extremely helpful and accommodating Reviewed on: 11th June 2017
Richard Peck's avatar
Richard Peck

Mr Daniel Montgomery

5
Best rates, Fantastic speed and customer service Reviewed on: 11th June 2017
Daniel Montgomery's avatar
Daniel Montgomery

Mr Daniel Montgomery

5
I looked at dozens of loan companies and found Zopa the best. Not only for great interest rates but the speed and efficiency of the service was fantastic. Reviewed on: 11th June 2017
Daniel Montgomery's avatar
Daniel Montgomery

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