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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Great customer service and support

4
Very fast and efficient service as well as post-sale customer care and support. Everything was just as advertised. Reviewed on: 12th June 2017
AP's avatar
AP

Easy, fast service

5
Very quick and easy application. Interest rate was one of the lowest received and funds were in my account within days. Reviewed on: 12th June 2017
Anthony Blacklock's avatar
Anthony Blacklock

Quick loan at a good rate

5
Applied online had the money not long after at a very good rate Reviewed on: 12th June 2017
Darren Mayers's avatar
Darren Mayers

Zopa, so quick and easy, no hassle and plain english!

5
Obtaining a loan from Zopa was simple and easy to understand. The rates offered were fantastic and the fact you can pay off early without penalty is very attractive. No hard sell just a simple solution with no headaches. I would absolutely recommend Zopa and wouldn't look anywhere else. Reviewed on: 11th June 2017
Shane Embleton's avatar
Shane Embleton

Zopa simply the best

5
Zopa loans are great value and a safe and secure company to deal with. I have always had good communication and wouldn't hesitate to reccommend them to one of my friends . Reviewed on: 11th June 2017
Jefferson Brough's avatar
Jefferson Brough

Excellent service

4
Extremely helpful and accommodating Reviewed on: 11th June 2017
Richard Peck's avatar
Richard Peck

Mr Daniel Montgomery

5
Best rates, Fantastic speed and customer service Reviewed on: 11th June 2017
Daniel Montgomery's avatar
Daniel Montgomery

Mr Daniel Montgomery

5
I looked at dozens of loan companies and found Zopa the best. Not only for great interest rates but the speed and efficiency of the service was fantastic. Reviewed on: 11th June 2017
Daniel Montgomery's avatar
Daniel Montgomery

A nice easy quick process

5
Had a first loan to help with our wedding. Then had a second to buy a car. Both times were easy and money in account within a few days. Will definitely use again Reviewed on: 11th June 2017
Niall's avatar
Niall

A cracking borrower!

5
Simple, fast and credible! Would recomend to friend no problem! Reviewed on: 10th June 2017
Jeavon Moo-Young's avatar
Jeavon Moo-Young

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