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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent

Very easy to apply,received answer really quickly.Zola found best loan for me.excellent Reviewed on: 9th June 2017

excellent service

Efficient, friendly and helpful - what more can I say! Reviewed on: 9th June 2017

Easy as 123!

With working in the forces moving around is part of the norm, which will and has affected my ability to get a loan. But with Zopa it was stress free and I was able to get what I needed at a phenomenal rate. Definitely recommend Zopa to anyone and everyone! Reviewed on: 9th June 2017

Flexible, reliable and reasonable

Had a couple of zopa loans now and have not got any complaints. You can make extra payments without charge and even pay your balance of in one lump some. Very flexible. Reviewed on: 9th June 2017

Quick simple and easy.

Quick easy and simple. The money was in my bank within a few days and I received an instant decision. Highly recommed. Reviewed on: 8th June 2017

Easy to use Car Loan service

Haven't had a reason to complain thus far! Very easy service, no tricks, no cons :) Reviewed on: 8th June 2017

Excellent investment opportunity and loan rates, along with trustworthy service.

The title says it all. Can't say say much more. Reviewed on: 8th June 2017

Zopa review

Great service, good terms and simple t&c's. Reviewed on: 8th June 2017

Quick, Simple, Open & Straightforward

As an existing Zopa customer i'd been delighted with the service & terms of my loan. So when it came time to apply for a second loan with a view to consolodating debt, there was no doubt who i was going to go to. As was the case first time around, the process couldn't have been simpler. The options were varied, but not complicated and a matter of minutes after i'd initiated my application i had an offer tailored to my needs. And before i knew it the funds were in my account. Repayments have been beyond reasonable and very manageable and i can say with complete honesty, should i need a loan again in the future, i'll be calling on Zopa. Reviewed on: 8th June 2017

Best and fast

The ZOPA offers a very quick decision and fast availability loans where you can chose and tail what is the best loan for you, with a great tool and utility on the website, that is why it's recommended as well by Experian CreditExpert. Reviewed on: 8th June 2017

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