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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Help me out good service!

Very good well recommend really good service thanks Reviewed on: 8th June 2017

Do not feel intimidated!

I felt that my application was treated seriously and fair. When the loan is running, you can check your position whenever you like and the flexibility is great to open and close loans is great. It was quick and easy to apply but the best thing is that you feel that you are communicating with colleagues and piers and you do not feel intimidated. Reviewed on: 8th June 2017

Instant loan ;)

It was hassle free loan no paper work no waiting time and excellent customer service (you get approved instantly) Reviewed on: 8th June 2017

Excellent

When I had my loan, it was quick and simple to do, easily contactable, would highly recommend to friends and family and will use again in the future with no doubt Reviewed on: 8th June 2017

Extremely simple and up front

My experience with Zopa has been excellent. The company is very easy to research, simple to follow and open about the process. This gave me great confidence in using their services. Very happy, very grateful. Reviewed on: 8th June 2017

Low rate easy loan

No problem to arrange and they often keep in touch! Reviewed on: 8th June 2017

Best interest rate loan on the market

I would highly recommend Zopa if you're considering a loan. The whole process of applying through to the pay out was smooth, seamless and efficient. The after sales service is tops, any query they sort out straight away in a friendly and professional manner. Look no further for a really great company to loan money from. Reviewed on: 8th June 2017

Easy and fast

Quick, easy and fast no hassle. Best rates around would definitely use again. Reviewed on: 8th June 2017

100%

Very good ............................ Reviewed on: 8th June 2017

Excellent, trustworthy and a darn pleasure.

From the first time I laid my eyes on a loan, Zopa has been there. From the first moment of contact, trust was established, a custom not so familiar to me from such investment/banking organisations. Overall my time so far has been pleasurable as loans go. Reviewed on: 7th June 2017

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