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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Instant loan ;)

It was hassle free loan no paper work no waiting time and excellent customer service (you get approved instantly) Reviewed on: 8th June 2017

Excellent

When I had my loan, it was quick and simple to do, easily contactable, would highly recommend to friends and family and will use again in the future with no doubt Reviewed on: 8th June 2017

Extremely simple and up front

My experience with Zopa has been excellent. The company is very easy to research, simple to follow and open about the process. This gave me great confidence in using their services. Very happy, very grateful. Reviewed on: 8th June 2017

Low rate easy loan

No problem to arrange and they often keep in touch! Reviewed on: 8th June 2017

Best interest rate loan on the market

I would highly recommend Zopa if you're considering a loan. The whole process of applying through to the pay out was smooth, seamless and efficient. The after sales service is tops, any query they sort out straight away in a friendly and professional manner. Look no further for a really great company to loan money from. Reviewed on: 8th June 2017

Easy and fast

Quick, easy and fast no hassle. Best rates around would definitely use again. Reviewed on: 8th June 2017

100%

Very good ............................ Reviewed on: 8th June 2017

Excellent, trustworthy and a darn pleasure.

From the first time I laid my eyes on a loan, Zopa has been there. From the first moment of contact, trust was established, a custom not so familiar to me from such investment/banking organisations. Overall my time so far has been pleasurable as loans go. Reviewed on: 7th June 2017

Fast, Easy and Cheap!

Took out a loan to pay for a car and Zopa gave me a much better interest rate than any car finance! Money was paid in fast and its easy to pay in on top of my direct debit. Top class service. Reviewed on: 7th June 2017

Zopa loan really pleased me

I couldnt believe how good a deal i got when i took a loan with zopa. I would definitely use again and recommend to anybody who is looking for a loan Reviewed on: 7th June 2017

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