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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and easy to use

Very easy and straightforward application process. Quickly processed and arranged without any problems. Would definitely recommend to others. Reviewed on: 7th June 2017

Excellent service and realistic rates.

Very good service ,easy application process and realistic rates. Reviewed on: 7th June 2017

Helpful and easy

Good loan company who explained the loan and its terms online rather than trying to flog something i didnt want Reviewed on: 7th June 2017

Straight Forward

An easy and straight forward experience with no confusing forms or uncomfortable phone experiences. Helpful staff (real people) at the other end of the phone Reviewed on: 7th June 2017

Unique service

Unique company,great servise ,fast and easy Reviewed on: 7th June 2017

Loan sharks

Loan sharks. I'm stuck so I have to pay. No way out without paying those fees never mentioned before. Would've loved to stay away. Will never recommend. Reviewed on: 7th June 2017

Great Loan Provider

I applied for my loan and heard back within 24 hours that I was receiving it. I also love the website where you can keep an eye on your payments and how much you have left to pay. Reviewed on: 7th June 2017

Easy and painless loans

Highly recommended. Much better than credit cards or bank loans. Reviewed on: 6th June 2017

Great package !

No nonsense easy to apply for. Best rate I could find and was completed in no time. Reviewed on: 6th June 2017

Zoopla are Zoopar competitive

Best interest rates and no problems getting my loan sorted, would definetly use again and would reccomend them to any one that asked me about best loan deals. Reviewed on: 6th June 2017

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