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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Excellent

best service, don't rip you off unlike other companies and actually check your credit history to give you the best deal available. Reviewed on: 7th June 2017

Excellent service, quick and easy online application

I required a loan for a new car, Zopa was easy to use and also was very straight forward with no hidden fees! Reviewed on: 7th June 2017

Amazing ! Fast !

There are no long phonocalls . Everything done on the website ! Saves a lot of time ! Reviewed on: 7th June 2017

Very goof

Had read about zopa but never considered them before. Took out a loan at a competitive rate. Very quick and painless. Good correspondence throughout. Highly recommended Reviewed on: 7th June 2017

Supa zopa

Cleared off my debt with a zopa loan, repayments are very reasonable. No charges for early repayments. 5* Reviewed on: 7th June 2017

Good Financial Bank

Its Good to transact business with your bank, in term loan and saving. They help you , when you are in need of financial assistant. Reviewed on: 7th June 2017

Easy

Quick decision on application, the money arrived promptly into my account with no hassle whatsoever. Reviewed on: 7th June 2017

Simple

I received a prompt decision when enquiring about borrowing, the funds appeared quickly in my account and the subsequent service has also been great. I'd highly recommend Zopa to anyone looking for a quick, hassle-free loan. Reviewed on: 7th June 2017

Quick and easy to use

Very easy and straightforward application process. Quickly processed and arranged without any problems. Would definitely recommend to others. Reviewed on: 7th June 2017

Excellent service and realistic rates.

Very good service ,easy application process and realistic rates. Reviewed on: 7th June 2017

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