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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Effortless service.

I was sceptical to begin with but I have nothing but good things to say about Zopa. Highly recommended. Reviewed on: 6th June 2017

Loan 2-3 days

Hi. My name is Daniela Carcea. Last year, in december, I applied on line for a loan at Zopa .-2000 pounds. It was aprobated in 2-3 days and I had moneys in my account. I pay 96 pounds for 2 years. I am very happy. Thank you very much Zopa . Reviewed on: 6th June 2017

Loan

Hi. My name is Daniela and I applied for a loan 2000 pounds over period two years, on line.It was aprobated in 2-3 days and I had moneys in my account. I pay every mounth only 96 pounds. I am very happy. Thank you very much Zopa. Reviewed on: 6th June 2017

good service, quick loan

Been very happy with this, good rate, quick approval and monies received and good communication on line service Reviewed on: 6th June 2017

Why I like Zopa

It has been a smooth process borrowing from Zopa and I like knowing exactly who has lent me money. They make it all very simple and easy. Reviewed on: 6th June 2017

First class service

Quick, helpful and easy. Defo use again Reviewed on: 6th June 2017

excellent service

quick easy straightforward and good post purchase service Reviewed on: 6th June 2017

Easy temporary loan.

Very easy experience, no early repayment fees was the clincher for me, just needed a quick loan for a couple of months. Reviewed on: 6th June 2017

Easy to arrange

Had a hassle free experience setting up what turned out to be an attractive loan. Reviewed on: 6th June 2017

Easy to apply, Great communication, Money in bank quickly.

I needed my loan to pay for home improvements. I am self employed and as such do not conform to all financial organisations application processes. With Zopa their application process is simple allowing you to download documents that support your application. Interest rates are very reasonable and the whole process from application to money in your bank is very efficient. Reviewed on: 6th June 2017

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