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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Helpful and easy

Good loan company who explained the loan and its terms online rather than trying to flog something i didnt want Reviewed on: 7th June 2017

Straight Forward

An easy and straight forward experience with no confusing forms or uncomfortable phone experiences. Helpful staff (real people) at the other end of the phone Reviewed on: 7th June 2017

Unique service

Unique company,great servise ,fast and easy Reviewed on: 7th June 2017

Loan sharks

Loan sharks. I'm stuck so I have to pay. No way out without paying those fees never mentioned before. Would've loved to stay away. Will never recommend. Reviewed on: 7th June 2017

Great Loan Provider

I applied for my loan and heard back within 24 hours that I was receiving it. I also love the website where you can keep an eye on your payments and how much you have left to pay. Reviewed on: 7th June 2017

Easy and painless loans

Highly recommended. Much better than credit cards or bank loans. Reviewed on: 6th June 2017

Great package !

No nonsense easy to apply for. Best rate I could find and was completed in no time. Reviewed on: 6th June 2017

Zoopla are Zoopar competitive

Best interest rates and no problems getting my loan sorted, would definetly use again and would reccomend them to any one that asked me about best loan deals. Reviewed on: 6th June 2017

Effortless service.

I was sceptical to begin with but I have nothing but good things to say about Zopa. Highly recommended. Reviewed on: 6th June 2017

Loan 2-3 days

Hi. My name is Daniela Carcea. Last year, in december, I applied on line for a loan at Zopa .-2000 pounds. It was aprobated in 2-3 days and I had moneys in my account. I pay 96 pounds for 2 years. I am very happy. Thank you very much Zopa . Reviewed on: 6th June 2017

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