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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

great easy to use website with instant information on loan details and approval

Just taken out a second loan with Zopa. Amazing customer service with a very speedy application process. Excellent rates offered too. Reviewed on: 6th June 2017

Great

Applied online they were super fast and really helpful. overall a great experience and would definitely recommend Reviewed on: 6th June 2017

Extremely Accomadating

Very easy to deal with and the setting up of your loan couldn't be easier. Reviewed on: 6th June 2017

phenomenal service

would recommend to anyone. very good and fast decision. best rates and very fair Reviewed on: 6th June 2017

Quick and easy

I applied for the loan and had to supply the appropriate details to prove I could pay back and not get myself into financial difficulties. That's how it should be. Reviewed on: 6th June 2017

Very simple online process with clear documents and process

Like the Zopa process the site is clear and easy to use and the APR and costs to borrow clear and competitive Reviewed on: 6th June 2017

Fast, easy and competitive!

Easy to use site, competitive rates and fast acceptance. Overall great experience, will use again if needed. Reviewed on: 6th June 2017

Very quick awesome service.

I like dealing with companies online, and with Zopa you get a first class experience. Reviewed on: 6th June 2017

Quick & Easy

Zopa is the easy way to get money when u needed Very very reliable APR No problems with payments back or faster payment I definitely use zopa another time 100%happy customer Reviewed on: 6th June 2017

Hassle free

Easy to deal with, very low APR rates. Terms and conditions clear and easy to read. No hidden charges. Frequent updates via email. Reviewed on: 6th June 2017

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