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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Perfect peer to peer lending

Brilliant concept brilliantly executed. Reviewed on: 1st June 2017

Best loan I've ever had

Easy application no problems repayment date that suited me hassle free Reviewed on: 1st June 2017

very easy to use

I liked that you could see what interest rates you would get before actually applying for the loan. This was a big factor in choosing Zopa for my loan. The whole process was very easy and clearly explained. The money was in my account within 3 working days. Reviewed on: 1st June 2017

Awesome experience, very quick and effective.

I was looking to borrow £4000 to take my family away to Florida. This was a once in a lifetime holiday. I was very pleased to have the money I applied for in my bank account within 48 hours. I could not recommend this service more strongly. Excellent customer service and very easy to apply. They made our family holiday one to remember forever. Reviewed on: 1st June 2017

Excellent company 1st Class

Can always rely on Zopa to help us purchase items we thought we would never be able to afford. Reviewed on: 1st June 2017

EXCELLENT ALL ROUND

HELPFUL, FAST. JUST EXCELLENT, HELPED ME OUT WHEN I NEEDED ASSISTANCE Reviewed on: 1st June 2017

Super fast and efficient

I needed a new kitchen after being invaded by rats. I didnt have the money up front so applied for a loan with ZOPA and my loan was agreed within minutes. I am so happy I had no hassle, no long forms to complete and I am now planning my new kitchen. I am amazed at the great deal I received and will use again with out a doubt. Reviewed on: 1st June 2017

every thing was quick and easy

what can i say the title says it all Reviewed on: 1st June 2017

Excellent

Excellent service Quick response Moneyin the bank next day Reviewed on: 1st June 2017

Awesome

Start to finish fantastic seamless service 100% recommend Reviewed on: 1st June 2017

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