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Zopa: Personal loan reviews

4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69090)

Car loan

4
Very pleased with service, very good APR rating. Reviewed on: 1st June 2017

Quick and Easy

5
Zopa made getting my first loan easy and much less daunting. The process was super easy and informative. Reviewed on: 1st June 2017

Easy

5
Easy to use website and I received my money quickly. Also they have competitive rates. Reviewed on: 1st June 2017

Speedy & brilliant service

5
Application couldn't have been quicker or easier. The pre approval checker tool is really useful. Zopa gave the lowest interest rate as well, couldn't be more happy with the service. Reviewed on: 1st June 2017

Easy

5
AAAAAAA+ easy to use .............. Reviewed on: 1st June 2017

Great service

5
10 out of 10 service. truly amazing service Reviewed on: 1st June 2017

It's very convenient

5
It's very easy and quick when I need to borrow it's convenient and the money came to bank quickly Reviewed on: 1st June 2017

Amazing service

5
getting my loan from Zopa was a great experience. I will never get a loan from a bank or traditional financial institute again, it was really easy and quick and a thoroughly modern service. The loan was also extremely competitive and the ability to check your eligibility for a loan is very helpful Reviewed on: 1st June 2017

Quick and cheap

5
Good rates. Went through with no problems in about 5 days. Reviewed on: 1st June 2017

Perfect peer to peer lending

5
Brilliant concept brilliantly executed. Reviewed on: 1st June 2017

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