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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellent

5
Find it hard to find a negative about my experience with Zopa,website was very straightforward and they provide a very efficient service. Reviewed on: 1st June 2017
Kerrie Sinclair's avatar
Kerrie Sinclair

Great company

5
Great company to deal with. Very good customer support, efficient and always best offers. Thank you Zopa! Reviewed on: 1st June 2017
Audrius Simkus's avatar
Audrius Simkus

Great deal & quick cash

5
Brilliant rates. Easy to apply. No fuss. Will def use again if needed & will recommend to friends & family Reviewed on: 1st June 2017
Neil leworthy 's avatar
Neil leworthy

Excellent

5
I'd def recommend Zopa,they provide and excellent customer service,website is so easy to use,difficult to find a negative. Reviewed on: 1st June 2017
Kerrie Sinclair's avatar
Kerrie Sinclair

Quick and easy loan

5
Great service, quick payment of my loan and easy to use website. Reviewed on: 1st June 2017
owen brett's avatar
owen brett

A loan company I'd definitely recommend

5
I have taken 2 small loans out with zopa. The service was easy to apply to, quick and informative. I would definitely recommend to friends and family. Reviewed on: 1st June 2017
Carol weightman 's avatar
Carol weightman

S Goclowski

5
Never let me down . Professional Reviewed on: 1st June 2017
Slawomir Goclowski 's avatar
Slawomir Goclowski

Quick,easy to apply

5
I found it so easy! I couldn't believe how simple it was to apply. Once accepted,the money took a few days to be in my account! I will be using zopa again. Reviewed on: 1st June 2017
Joni Connelly 's avatar
Joni Connelly

Great easy to use letter, absolutely love zopa

5
I've had nothing but a great experiance so far with zopa, they've really been helpfull and easy to deal with, i'd recommend to anyone looking to borrow Reviewed on: 1st June 2017
Mark swailes 's avatar
Mark swailes

I found Zopa to be the best

5
the in interest rate is very good it only took 2 min to be approved and i can pay of more with out any extra charges . well done Zopa Reviewed on: 1st June 2017
Tony Agate's avatar
Tony Agate

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