Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69081)

I found Zopa to be the best

5
the in interest rate is very good it only took 2 min to be approved and i can pay of more with out any extra charges . well done Zopa Reviewed on: 1st June 2017
Tony Agate's avatar
Tony Agate

Car loan

4
Very pleased with service, very good APR rating. Reviewed on: 1st June 2017
Craig kerr's avatar
Craig kerr

Quick and Easy

5
Zopa made getting my first loan easy and much less daunting. The process was super easy and informative. Reviewed on: 1st June 2017
Amy Southby's avatar
Amy Southby

Easy

5
Easy to use website and I received my money quickly. Also they have competitive rates. Reviewed on: 1st June 2017
David Cartwright-Keegan's avatar
David Cartwright-Keegan

Speedy & brilliant service

5
Application couldn't have been quicker or easier. The pre approval checker tool is really useful. Zopa gave the lowest interest rate as well, couldn't be more happy with the service. Reviewed on: 1st June 2017
Laura's avatar
Laura

Easy

5
AAAAAAA+ easy to use .............. Reviewed on: 1st June 2017
DAVID HENDERSON's avatar
DAVID HENDERSON

Great service

5
10 out of 10 service. truly amazing service Reviewed on: 1st June 2017
Clinton Douglas's avatar
Clinton Douglas

It's very convenient

5
It's very easy and quick when I need to borrow it's convenient and the money came to bank quickly Reviewed on: 1st June 2017
Muthu's avatar
Muthu

Amazing service

5
getting my loan from Zopa was a great experience. I will never get a loan from a bank or traditional financial institute again, it was really easy and quick and a thoroughly modern service. The loan was also extremely competitive and the ability to check your eligibility for a loan is very helpful Reviewed on: 1st June 2017
Clinton Douglas's avatar
Clinton Douglas

Quick and cheap

5
Good rates. Went through with no problems in about 5 days. Reviewed on: 1st June 2017
Alison Chandler's avatar
Alison Chandler

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill