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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick, easy and worry free

5
This was the first loan I have ever taken out so was a little nervous but the process was so easy and very clear on the repayments. The statements are also very clearly set out so I know exactly how much I'm paying each month and can easily see how much I have paid off. Can't recommend Zopa enough!! Reviewed on: 1st June 2017
Richard Leith's avatar
Richard Leith

Easy process, best product, great support

5
Applied for a loan, was very easy process, great rates, very customer orientated customer support. Would recommend to anyone! 5* company and services! Reviewed on: 1st June 2017
Audrius Simkus's avatar
Audrius Simkus

Excellent

5
Find it hard to find a negative about my experience with Zopa,website was very straightforward and they provide a very efficient service. Reviewed on: 1st June 2017
Kerrie Sinclair's avatar
Kerrie Sinclair

Great company

5
Great company to deal with. Very good customer support, efficient and always best offers. Thank you Zopa! Reviewed on: 1st June 2017
Audrius Simkus's avatar
Audrius Simkus

Great deal & quick cash

5
Brilliant rates. Easy to apply. No fuss. Will def use again if needed & will recommend to friends & family Reviewed on: 1st June 2017
Neil leworthy 's avatar
Neil leworthy

Excellent

5
I'd def recommend Zopa,they provide and excellent customer service,website is so easy to use,difficult to find a negative. Reviewed on: 1st June 2017
Kerrie Sinclair's avatar
Kerrie Sinclair

Quick and easy loan

5
Great service, quick payment of my loan and easy to use website. Reviewed on: 1st June 2017
owen brett's avatar
owen brett

A loan company I'd definitely recommend

5
I have taken 2 small loans out with zopa. The service was easy to apply to, quick and informative. I would definitely recommend to friends and family. Reviewed on: 1st June 2017
Carol weightman 's avatar
Carol weightman

S Goclowski

5
Never let me down . Professional Reviewed on: 1st June 2017
Slawomir Goclowski 's avatar
Slawomir Goclowski

Quick,easy to apply

5
I found it so easy! I couldn't believe how simple it was to apply. Once accepted,the money took a few days to be in my account! I will be using zopa again. Reviewed on: 1st June 2017
Joni Connelly 's avatar
Joni Connelly

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