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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Fantastic service!!!

Quick and easy decision, very good rates! Zoopla allowed me to save on my loans. Reviewed on: 1st June 2017

This company is the best!!!

I recommend for everyone choose this company who need some help for money Reviewed on: 1st June 2017

Great affordable rates

Easy friendly service and better rates than high street. Reviewed on: 1st June 2017

A very happy customer

Would use again as very easy to understand & a very quick outcome . Reviewed on: 1st June 2017

Excellent

Excellent simple easy and straight forward to apply. Quick to confirm document Reviewed on: 1st June 2017

Safe, easy cheap loan

I found zopa cheap, easy and safe to use and apply for. Would recommend them as a loan provider. Much cheaper than my Banks best rate. Reviewed on: 1st June 2017

Excellent loan service.

Very easy application. Prompt transfer of funds into account. Low interest rates. Reviewed on: 1st June 2017

Very good rates for real loans

Never had any problem I do have a good credit rating. They seem more like real people loaning for the right reasons more to help people than make a profit. Reviewed on: 1st June 2017

Excellent service

I have been using Zopa for my personal loans for a number of years, I find the service quick and uncomplicated. The rates are very competitive and I have even recommended to a number of friends and family, would definitely continue to use your service, thank you zopa Reviewed on: 1st June 2017

Triumphed where others failed

Taking out a loan with zopa was simple and very open with Apr's and charges, top notch firm Reviewed on: 1st June 2017

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