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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent service

I have been using Zopa for my personal loans for a number of years, I find the service quick and uncomplicated. The rates are very competitive and I have even recommended to a number of friends and family, would definitely continue to use your service, thank you zopa Reviewed on: 1st June 2017

Triumphed where others failed

Taking out a loan with zopa was simple and very open with Apr's and charges, top notch firm Reviewed on: 1st June 2017

Very good

No hassle straightforward service Reviewed on: 1st June 2017

excellent service all round

Very impressive service I would recommend Reviewed on: 1st June 2017

Quick and easy!

Really prompt, efficient and expedient service Very impressed Reviewed on: 1st June 2017

Brilliant service definitely recommend

I love the Zopa loan really excellent service andcwould highly recommend it much better than the halifax which I had another loan in before switching . Reviewed on: 1st June 2017

Brilliant service

Got a loan very quick and easy to do Reviewed on: 1st June 2017

outstanding loan experience

Everything was very easy outstanding interest rates and recommended to friends Reviewed on: 1st June 2017

Money at the click of your fingers!

User friendly website, know exactly what you're getting and what you're paying back, fast transfer into account! Would definitely recommend! Reviewed on: 1st June 2017

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