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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great service, great rates!

Needed a loan for a new car and zopa had the best interest rates for what I was wanting. Very smooth process and loan arrived in my account on time. Reviewed on: 1st June 2017

Good and friendly service!

Had a quick decision and transfer into my account. With no problem and no waste of time. Reviewed on: 1st June 2017

Fantastic service!!!

Quick and easy decision, very good rates! Zoopla allowed me to save on my loans. Reviewed on: 1st June 2017

This company is the best!!!

I recommend for everyone choose this company who need some help for money Reviewed on: 1st June 2017

Great affordable rates

Easy friendly service and better rates than high street. Reviewed on: 1st June 2017

A very happy customer

Would use again as very easy to understand & a very quick outcome . Reviewed on: 1st June 2017

Excellent

Excellent simple easy and straight forward to apply. Quick to confirm document Reviewed on: 1st June 2017

Safe, easy cheap loan

I found zopa cheap, easy and safe to use and apply for. Would recommend them as a loan provider. Much cheaper than my Banks best rate. Reviewed on: 1st June 2017

Excellent loan service.

Very easy application. Prompt transfer of funds into account. Low interest rates. Reviewed on: 1st June 2017

Very good rates for real loans

Never had any problem I do have a good credit rating. They seem more like real people loaning for the right reasons more to help people than make a profit. Reviewed on: 1st June 2017

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