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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy, no hassle

5
Easy, no hassle,a very quick decision and funds available within days. Very competative rates, would recommend to family and friends Reviewed on: 1st June 2017
Peter Thomas's avatar
Peter Thomas

Very quick and easy process of applying for a loan

5
Easy to use website through whole process. Useful soft check to clarify rates before committing with a full credit search. All processsed within a few days with one of the lowest market rates. Highly recommended. Reviewed on: 1st June 2017
Duncan Fraser's avatar
Duncan Fraser

Happy Loan Recipient

5
I've used Zopa for 2 separate loans and can't fault them in terms of acceptance, rate%, and pay back. All loans repaid now. Would use them again depending on rate offered. Reviewed on: 1st June 2017
Ed Truman's avatar
Ed Truman

Just excellent

5
Fab service which is fast flexible and responsive Reviewed on: 1st June 2017
Jim Blee's avatar
Jim Blee

Excellent service

5
I was able to get a loan at a fantastic rate at the time (their lowest available at the time) , was accepted immediately and then also referred my husband to them who had been offered 18% loan from his high street bank , managed to also get him immediately accepted by Zopa at their lowest rate as well , have saved £1000's in interest payments Reviewed on: 1st June 2017
Robert Fensome-Kemp's avatar
Robert Fensome-Kemp

Excellent!

5
Quick to apply. Easy on line application. Quick response. Excellent customer service. Couldn't ask for anything better! Reviewed on: 1st June 2017
Tracey fisher's avatar
Tracey fisher

Excellent

5
Easy application decision in minutes. Great communication and a very swift stress free service. Reviewed on: 1st June 2017
Kevin 's avatar
Kevin

Excellent

5
Brilliant customer service quick abd effiecent 5 Reviewed on: 1st June 2017
Emma Wright's avatar
Emma Wright

Quick approval and great rates calculator

5
I took out a loan with zopa a little over a month ago and am very happy with the customer service I have received. Staff were knowledgeable and helpful and the website provided lots of great information about re payment and rates available to me. Thanks! Reviewed on: 1st June 2017
Lauren Ellis's avatar
Lauren Ellis

Fast availability of funds

5
Funds were transfered in my account within 24 hrs Reviewed on: 1st June 2017
Larisa's avatar
Larisa

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