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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa loan

My experience when applying for my Zopla loan was very good - simple - quick to recieve the funds. I would certainly recommend Zopla. Reviewed on: 1st June 2017

Fast response

Zopa were very easy to use with a quick response and money in account to use quickly. Would certainly use again in the future and recommend to family and friends Reviewed on: 1st June 2017

Amazing

10/10 quick and easy straight forward process Reviewed on: 1st June 2017

Easy and helpful

Whole process was easy quick and straightforward simple steps! Quick completion after quote got the money in just a few days 10/10! Reviewed on: 1st June 2017

First class service

The application was easy and very straightforward. Reviewed on: 1st June 2017

Simply the best personal loan

I took out personal loans in the past. This was just such a hassle free and easy process from zopla would defiantly use again if the % is just as amazing as it was. Have told friends and family to check you out because it's a pleasure throughout. J Reviewed on: 1st June 2017

Best personal loan provider

A refreshing experience compared to dealing with high street banks. Quick, simple and easy to use - not to mention very competitive rates. Would recommend and use again. Reviewed on: 1st June 2017

Quick and efficient

I applied for the loan and it was dealt with very quickly thanks Zopa Reviewed on: 1st June 2017

Easy, no hassle

Easy, no hassle,a very quick decision and funds available within days. Very competative rates, would recommend to family and friends Reviewed on: 1st June 2017

Very quick and easy process of applying for a loan

Easy to use website through whole process. Useful soft check to clarify rates before committing with a full credit search. All processsed within a few days with one of the lowest market rates. Highly recommended. Reviewed on: 1st June 2017

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