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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Fast and Friendly

Fast and Friendly services, quick and easy application. I would definitely recommend. Reviewed on: 1st June 2017

Best Loan Provider Ever

Never got a loan so fast and with no hassle and NO exorbitant rates Reviewed on: 1st June 2017

Best loan I've ever had!!

The process was simple and straightforward, from completing the online application to receiving the money in the bank!!! I was even able to repay my loan early without any hidden charges. I would definitely recommend to anyone!!!!!!!!! Reviewed on: 1st June 2017

Fast and easy

No complaints to be made, Fast and easy response, Easy to access loan Reviewed on: 1st June 2017

Very freindly

Very quick answer positive altitude & friendly Reviewed on: 1st June 2017

Excellent loan company

Excellent rates for a personal loan. Easy online application and approval process. No charges for early or over payments. Just 5 star service across the board. Would have no problem recommending Zopa to friends or family. Reviewed on: 1st June 2017

Good service without complication!

Information and terms and conditions are clearly explained, no hidden surprises! Its an efficient and easy to use service. Reviewed on: 1st June 2017

Fantastic company

The whole process was so easy and efficient from start to finish!!would highly recommend!!! Reviewed on: 1st June 2017

It was stress free and very straightforward to apply for the loan, the repayment rate is quite reasonable

I did not know about Zopa it was recommended by a friend, I could not believe how reasonable the repayments were Reviewed on: 1st June 2017

Good Company

Good Company ,have good customer services ,good Apr for new client. Reviewed on: 1st June 2017

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