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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Fantastic Service

5
Zopa loans offer quick decisions with a straightforward application process! Fantastic customer service, offering piece of mind and great rates for customers. Reviewed on: 2nd June 2017
Chloe Taylor's avatar
Chloe Taylor

Excellent

5
An excellent team and lending without too many documents Reviewed on: 2nd June 2017
Constantin Antonio Stancu's avatar
Constantin Antonio Stancu

Excellent

5
I needed to borrow a reasonable amount of money & wanted high monthly repayments to ensure it was over a smaller period of time & Zopla let me do that. Exactly what I needed Reviewed on: 2nd June 2017
Mark's avatar
Mark

Very good! Easy.

5
Was a very easy and stressless experience. Fully recommend. Reviewed on: 2nd June 2017
Steven John 's avatar
Steven John

Does what it says on the tin!!!

5
Low rate loan with great online service. Never had to call but the online account is very transparent. Reviewed on: 2nd June 2017
Seun's avatar
Seun

Easy, fast and hassle free

5
Had mainstream lenders refuse even though I have a excellent credit score, so I tried zopa it was fast and hassle free and they said yes . Will definitely recommend. Reviewed on: 2nd June 2017
Adam Herbert's avatar
Adam Herbert

Does what I want quickly

5
Easy to use. Quick to process. No problems. Reviewed on: 2nd June 2017
Jamie Karim's avatar
Jamie Karim

Brilliant service help me when I was in a tough situation. Affordable and hassle free.

5
Needed a loan to consolidate other debts seen zopa and applied quick and easy application and once tge loan was agreed. Money was straight into my account. The repayments are affordable and I am kept up to date with my repayments. Highly recommend Reviewed on: 2nd June 2017
Craig oliver's avatar
Craig oliver

Still Superb

5
I previously used Zopa in around 2006 and it's refreshing to see that a decade later, their high standards haven't slipped. From initial application, all the way through, the process is slick, efficient and informed. This is how to operate in this day and age. No time wasted but certainly no corners cut. I'd use again and again and again. Reviewed on: 2nd June 2017
Dwaine Terrelonge's avatar
Dwaine Terrelonge

Fantastic easy to use service

5
Used zopa for the past few years and it's such a hassle free easy to use service will definately be using them again Reviewed on: 2nd June 2017
Kyle Bell's avatar
Kyle Bell

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