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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Still Superb

I previously used Zopa in around 2006 and it's refreshing to see that a decade later, their high standards haven't slipped. From initial application, all the way through, the process is slick, efficient and informed. This is how to operate in this day and age. No time wasted but certainly no corners cut. I'd use again and again and again. Reviewed on: 2nd June 2017

Fantastic easy to use service

Used zopa for the past few years and it's such a hassle free easy to use service will definately be using them again Reviewed on: 2nd June 2017

Fast and Friendly

Fast and Friendly services, quick and easy application. I would definitely recommend. Reviewed on: 1st June 2017

Best Loan Provider Ever

Never got a loan so fast and with no hassle and NO exorbitant rates Reviewed on: 1st June 2017

Best loan I've ever had!!

The process was simple and straightforward, from completing the online application to receiving the money in the bank!!! I was even able to repay my loan early without any hidden charges. I would definitely recommend to anyone!!!!!!!!! Reviewed on: 1st June 2017

Fast and easy

No complaints to be made, Fast and easy response, Easy to access loan Reviewed on: 1st June 2017

Very freindly

Very quick answer positive altitude & friendly Reviewed on: 1st June 2017

Excellent loan company

Excellent rates for a personal loan. Easy online application and approval process. No charges for early or over payments. Just 5 star service across the board. Would have no problem recommending Zopa to friends or family. Reviewed on: 1st June 2017

Good service without complication!

Information and terms and conditions are clearly explained, no hidden surprises! Its an efficient and easy to use service. Reviewed on: 1st June 2017

Fantastic company

The whole process was so easy and efficient from start to finish!!would highly recommend!!! Reviewed on: 1st June 2017

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