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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Effortless & affordable

Not having heard of peer to peer lending I entered into the loan with a little trepidation but all my fears were completely quashed with the quality of information, communication and ease of entering into the agreement. A quality, highly competitive and well organised organisation that will, I am sure, continue to go from strength to strength. In my opinion, this is the new way to borrow. Well done Zopa. Reviewed on: 1st June 2017

Highly recommend zopa loans

Really happy with my loan with zopa loans & would highly recommend them to anyone Reviewed on: 1st June 2017

Loan for bike

Excellent customer service to which I would definitely recommend to family and friends. Reviewed on: 1st June 2017

Spot on

Was simple and easy and money was in my bank with in 3 days Reviewed on: 1st June 2017

Bike loan

Applying for my loan was quick and simple and was arranged in just a few days. The service was excellent and I would definitely recommend it to friends and family. Reviewed on: 1st June 2017

Loan

The app is very easy to use and the process was painless and decision of the approval of loan was very quick with step by step updates. Reviewed on: 1st June 2017

Fantastic, reasonable and easy.

Title says it all really, with its fast and efficient service this helped me and my family in a big way! Reviewed on: 1st June 2017

Simply the best

We found zopa to be excellent Treated as a person very helpful Reviewed on: 1st June 2017

Quick, easy and clear

The process is clear, efficient and easy; requirements and expectations are also extremely clear. The ability to make changes to the payment date to coincide with your pay date or any other date is an absolute gem. The website is also extremely user friendly and the service is customer-focused. Reviewed on: 1st June 2017

Best loan experience

I needed a loan for some building work. Applying was simple, I got a quick response and a great rate. I paid the loan off early without incurring any penalties. A good all round experience. I thoroughly recommend ZOPA. Reviewed on: 1st June 2017

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