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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Great rates

Very happy with Zopa, regular updates and good rates. Reviewed on: 1st June 2017

Effortless & affordable

Not having heard of peer to peer lending I entered into the loan with a little trepidation but all my fears were completely quashed with the quality of information, communication and ease of entering into the agreement. A quality, highly competitive and well organised organisation that will, I am sure, continue to go from strength to strength. In my opinion, this is the new way to borrow. Well done Zopa. Reviewed on: 1st June 2017

Highly recommend zopa loans

Really happy with my loan with zopa loans & would highly recommend them to anyone Reviewed on: 1st June 2017

Loan for bike

Excellent customer service to which I would definitely recommend to family and friends. Reviewed on: 1st June 2017

Spot on

Was simple and easy and money was in my bank with in 3 days Reviewed on: 1st June 2017

Bike loan

Applying for my loan was quick and simple and was arranged in just a few days. The service was excellent and I would definitely recommend it to friends and family. Reviewed on: 1st June 2017

Loan

The app is very easy to use and the process was painless and decision of the approval of loan was very quick with step by step updates. Reviewed on: 1st June 2017

Fantastic, reasonable and easy.

Title says it all really, with its fast and efficient service this helped me and my family in a big way! Reviewed on: 1st June 2017

Simply the best

We found zopa to be excellent Treated as a person very helpful Reviewed on: 1st June 2017

Quick, easy and clear

The process is clear, efficient and easy; requirements and expectations are also extremely clear. The ability to make changes to the payment date to coincide with your pay date or any other date is an absolute gem. The website is also extremely user friendly and the service is customer-focused. Reviewed on: 1st June 2017

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