Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

View other Zopa products

4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69081)

Very good experience

Very good experience throughout the whole process, quick and simple with a great result and great rates Reviewed on: 1st June 2017

Excellent rate, fast and easy application.

Not having a great credit history I was pleasantly surprised to be offered such a low rate for the loan I required - single figures compared to others on the market that were double figures. The online application process was quick and easy to navigate and the decision was made within minutes. The money was in my account within 3 working days. I couldn't be happier with Zopa. Reviewed on: 1st June 2017

Top notch service

The full process of applying for the loan was really straight forward and easy. I would recommend Zopa to anyone and would use this loan provider again Reviewed on: 1st June 2017

Easy ad fast

Very easy and fast. Would recommend Reviewed on: 1st June 2017

Very easy process

Excellent product. Decision made quickly and in my account in days. Good pricing. Reviewed on: 1st June 2017

Easy, hassle free

To borrow the amount of money I needed was so easy and hassle free the transfer was on the date they said. Well chuffed with the interest rate and monthly re payments Definitely would recommend to anyone, and already have done. Thanks for making life easier. Reviewed on: 1st June 2017

Easy

Zopa made the whole process very easy and stress free. Reviewed on: 1st June 2017

Hard times

I was going through a hard time as my mother had taken ill and admitted to hospital with a very bad stroke. I needed a little extra cash to cover the money I was losing having time off work to visit her in hospital. The Zopa application was really easy to fill in and a very quick process from that to receiving the loan. I was really grateful to be able to receive the loan as I was at the point I may have lost my home. Also I have had to change my details recently and the staff couldn't have been more helpful and friendly. Reviewed on: 1st June 2017

Easy hassle free and flexible loans

Applied and accepted within minutes. Money straight into the bank. Payments are clear and very easy to make extra payments when you want to. Reviewed on: 1st June 2017

Simple

Zopa made the whole process very simple, efficient and completely stress-less. Reviewed on: 1st June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Home credit (discontinued)
from Morses Club (inactive company) 2.87 from 34 reviews
Loans
from Wave Community Bank 4.92 from 225 reviews
Personal Loans
from Lending Works 4.38 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44339 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub