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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

ZOPA FAST AND FRIENDLY LOANS

I HAVE HAD TWO LOANS ZOPA BOTH TIMES WERE VERY FAST AND FRIENDLY I GOT MY LOAN THE SAME DAY IT WAS APROVED Reviewed on: 31st May 2017

Simple application , fast response , best rates

I found the loan application simple and easy to complete compared to other companies and banks. The response was quick and money transferred into my account swiftly. I would definitely recommend using Zopa to anyone that is looking for a loan who wants the best rates. Reviewed on: 31st May 2017

Don't bother looking at other loans

Zopa are AWESOME. So easy, so fast, so flexible and such good rates. Reviewed on: 31st May 2017

Excellent & prompt service

Very transparent, no hidden costs, prompt hassle-less transfer of loan, at a very competitive rate Reviewed on: 31st May 2017

Saved me from Debt.

Zopa has been absolutely amazing in helping me consolidate some debt I had. I would recommend them to both friends and family highlighting that they give the absolute best rates, and being user and customer friendly. Reviewed on: 31st May 2017

The big banks need to catch on

Zopa is an affordable, fair and well put together way to take out a loan. Recently coming out of education and now in full-time work, I needed some extra money to be more flexible as I start a career. Zopa offered the loan I needed, at a rate that beats the high street banks. Their service was simple to use, and I had access to the money in a reasonable time. Reviewed on: 31st May 2017

Fantastic

Fantastic easy to use loan provider Reviewed on: 31st May 2017

Quick and easy

It was very quick and easy , I would highly recommend Reviewed on: 31st May 2017

excellent loan choice

I wanted to consolidate and have a little extra. After having used Zopa before, and checking the market, they were the ideal choice. Fast, easy and efficient! Reviewed on: 31st May 2017

No hassle and bang straight forward

Amazing company no hassle no paperwork and great interest rate Reviewed on: 31st May 2017

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