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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Smooth very smooth and quick

Getting a loan could not be easyer.Quick and smoothly Reviewed on: 31st May 2017

Very simple to use and fantastic competitive rates

Very friendly staff great communication very easy to use also the information needed is easily available and they always a phone call away when needed Reviewed on: 31st May 2017

Speedy hassle free loan

Very easy to apply and quick decision made with money in account shortly after.. Reviewed on: 31st May 2017

Fantastic and fast service. 5***

I needed to get a loan for some immediate case flow issues, and zopa was able to give me a no hassle quote online and fast payment of the loan. I am Managing my repayments and have had a no worries experience with Zopa Reviewed on: 31st May 2017

No middle man

It's a no brainier, peer to peer no fat cats here, such reasonable rates. No stress of going to somewhere and endless forms, so straight forward to lend or borrow. Reviewed on: 31st May 2017

Happy zopa customer

Best loans,fear roles and fast work. Reviewed on: 31st May 2017

excellent provider

excellent loan provider with fantastic customer service. loan was payed into account in quick time and hassel free. lady i spoke to on phone was very helpfull when paying off loan as was an issue with account number but problem was solved quickly. would recommend to anyone looking for quick and simple loan. A+. Reviewed on: 31st May 2017

The best lender !!!

Easy to have a loan with Zopa...recommend 100% Reviewed on: 31st May 2017

excellent customer service

This is the second time I have taken a loan out with Zopa, very competitive rates , no redemption penalties if wanting to pay off the loan early. Customers needs come first. Would highly recommend. Reviewed on: 31st May 2017

10/10 Can't fault zopa at all.

I needed a loan to pay all my credit card debts and zopa offered a good interest rate with a reasonable monthly payment. They even offer the choice to pay more than the agreed amount if you want, so you can repay earlier without any charges, unlike a lot of other company's. I had done a lot of research into other loans, but zopa have definitely hit all the marks. Reviewed on: 31st May 2017

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