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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Best rate/Excellent service

I don't normally do reviews, but for Zopa loans I'd make an exception. Zopa has the best rate you will ever find and an extremely quick turnaround time. Zopa has saved my family and I a lot of financial stress. Reviewed on: 1st June 2017

Straight forward, informative

My loan application was simple and straightforward. A range of options was offered to me regarding repayment amounts, dates etc and I can easily keep track of my account online at my own convenience with user friendly website that can always give me the information I need without having to find time to phone up! Reviewed on: 1st June 2017

THE BEST FROM THE BEST.

The whole process was seamless. From applying to funds in my account. Reviewed on: 1st June 2017

Fast, efficient and reliable.

Top class customer service. A***** Reviewed on: 1st June 2017

Perfect

Excellent lender, wouldn't choose anyone else Reviewed on: 1st June 2017

Quick and easy

It takes few minutes to fill the form and job done Reviewed on: 1st June 2017

Awesome way with confidence

I was wondering how could i buy jewellery for my wife on her birthday and to plan a holiday trip for my little family, zopa helped me to get everything sorted just in few minutes Thanks zopa Reviewed on: 1st June 2017

Quick and Easy

Obtaining a loan was quick and easy. Approved and in my bank within a few days. Rate also cheaper than my bank. Have already recommended to friends Reviewed on: 1st June 2017

Spot on!!

Being recommended by Money Saving Expert, you know it's going to be decent, and it was. Simple, easy, quick and flexible (easily change payment date or repay early). As the title says 'Spot on!!' Reviewed on: 31st May 2017

5 star

Great way to borrow .... Help me out when I need it.... with out charging me an arm and leg ...it was quick and easy process .... Reviewed on: 31st May 2017

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