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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Great intitial rates

Had a little bit of confusion on interest, so they Sent me a broken down payment email, great help! Reviewed on: 1st June 2017

Loan application

No fuss just plain common sense questions. Loan agreed and in my account within three working days Reviewed on: 1st June 2017

Excellent interest rate.

Dealing with zopa couldn't have been more easier. My loan was processed very quickly and the interest rates couldn't be beaten anyway. I would definitely use zopa again and would recommend them to everyone. Reviewed on: 1st June 2017

Fantastic Service

Zola approved my loan in a matter of minutes and the money was in my account super fast. There has been no hassle and no fuss Reviewed on: 1st June 2017

Fair and respectful.

When I fell behind with my payments. Zopa helped me through it and treated me with total respect, as an individual, and a person not just a number. I have, and will continue to recommend ZOPA. Reviewed on: 1st June 2017

Simple and easy to use

Such a simple and easy service! I literally took me minutes to sort out what would usually take hours at any bank! Very impressed. Reviewed on: 1st June 2017

Number one lender

Fast easy professional company they are like a fisherman puling the little fish away from the loan sharks out there with their mega intrest rates Reviewed on: 1st June 2017

Quick and easy, the way things should be

Everything was done online in next to no time. After the stress of looking for a suitable car within my price range it came as a very pleasant surprise to find that paying for it was going to be much easier than finding it Reviewed on: 1st June 2017

easy

Zopa where easy to deal with right from the start, helpful people who knew what they where talking about. Would highly recommend Reviewed on: 1st June 2017

Simple easy friendly and fast

I had problems getting a loan from my bank even though my credit rating near on excellent. I was refered to zopa thinking they were going to be one of these rip off merchants one hears horror stories of. Instead i was pleasantly suprised at the good rates, the simple procedure and zopa's willingness to give me a loan. I would certainly use and recommend Zopa again. Reviewed on: 1st June 2017

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