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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Very helpful

Well they were very helpful and nice to talk to they were not there just to push the line on ya Reviewed on: 1st June 2017

Best offers and 1st class customer service

Easy to use, does what it says on the tin and very, very competitive rates Reviewed on: 1st June 2017

Best load provider

I had a hard time looking for a load and nobody was willing to get me a load but when I apply from zopa I couldn't believed how easy it was and I got an answer in few hours got my load now im so happy thanks zopa you are great Reviewed on: 1st June 2017

Quick & easy

So quick & simple to follow that I didn't think I had done it right, as it literally only took 5 minutes!! Low rates & easy to complete. Then got a quick response to the application & received the money fast too!!! !! Fantastic !! Reviewed on: 1st June 2017

A very good peer to peer lender

They made everything a straight forward as possible and offered the best rates. Reviewed on: 1st June 2017

Straight forward loan provider

Easy to manage my loan account, check borrowing rates at any time of day. Simple straight forward loan application process. Very pleased.! Reviewed on: 1st June 2017

Great quick service

Very easy to set up, interest as advertised and great user experience Reviewed on: 1st June 2017

Exactly what I needed........hassle free!!

Excellent service, the process was quick and simple. I got exactly what I needed, when I needed it. My future plans will include Zopa, so that I can focus on the project knowing that I have a good finance deal already in place! I recommend Zopa to all my family and friends without reservation. Reviewed on: 1st June 2017

Quick

I done all of the loan online quick and simple so easy to use. Will definitely use again and recommend to my friends. Reviewed on: 1st June 2017

Excellent Service

The application was simple and quick also easy to understand. I was kept up to date and when extra information was needed a polite and courteous staff member contacted me. It was an easy and excellent experience Reviewed on: 1st June 2017

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