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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Simple application , fast response , best rates

5
I found the loan application simple and easy to complete compared to other companies and banks. The response was quick and money transferred into my account swiftly. I would definitely recommend using Zopa to anyone that is looking for a loan who wants the best rates. Reviewed on: 31st May 2017
J sellwood's avatar
J sellwood

Don't bother looking at other loans

5
Zopa are AWESOME. So easy, so fast, so flexible and such good rates. Reviewed on: 31st May 2017
Luci Black's avatar
Luci Black

Excellent & prompt service

5
Very transparent, no hidden costs, prompt hassle-less transfer of loan, at a very competitive rate Reviewed on: 31st May 2017
Kaushik Maulik's avatar
Kaushik Maulik

Saved me from Debt.

5
Zopa has been absolutely amazing in helping me consolidate some debt I had. I would recommend them to both friends and family highlighting that they give the absolute best rates, and being user and customer friendly. Reviewed on: 31st May 2017
Jason Baines's avatar
Jason Baines

The big banks need to catch on

5
Zopa is an affordable, fair and well put together way to take out a loan. Recently coming out of education and now in full-time work, I needed some extra money to be more flexible as I start a career. Zopa offered the loan I needed, at a rate that beats the high street banks. Their service was simple to use, and I had access to the money in a reasonable time. Reviewed on: 31st May 2017
Ian Hutchinson's avatar
Ian Hutchinson

Fantastic

5
Fantastic easy to use loan provider Reviewed on: 31st May 2017
Jake sharp 's avatar
Jake sharp

Quick and easy

5
It was very quick and easy , I would highly recommend Reviewed on: 31st May 2017
Jake sharp 's avatar
Jake sharp

excellent loan choice

5
I wanted to consolidate and have a little extra. After having used Zopa before, and checking the market, they were the ideal choice. Fast, easy and efficient! Reviewed on: 31st May 2017
Donna Evans's avatar
Donna Evans

No hassle and bang straight forward

5
Amazing company no hassle no paperwork and great interest rate Reviewed on: 31st May 2017
Chris halliwell's avatar
Chris halliwell

No hassle and bang straight forward

5
No paper work no hassle and the interest was great good company Reviewed on: 31st May 2017
Chris halliwell's avatar
Chris halliwell

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