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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

BEST LOAN PROVIDER

ZOPA IS THE BEST LOAN PROVIDER I HAVE EVER SEEN. ZOPA OFFER US LESS INTEREST RATES THAN BANK AND ZOPA SERVICES IS VERY QUICK Reviewed on: 31st May 2017

Amazing service

Application process was smooth and simple. Was offered the lowest rate advertised Apr and signed the documents online. Money was in my account immediately. The online account can easy to use and you can keep track of how much is outstanding. I would highly recommend to others. And if I need them again I will be sure to go to zopa first. Excellent service!!! :) Reviewed on: 31st May 2017

very user friendly team

i was a first time . borrower the team where kind, supportive and understanding of my position and assisted with getting the paperwork sorted including talking to the employer to get payslips etc. once agreed the transfer happened within hours I paid off before the due date saving money as there was no early payment restrictions. better rate than both my bank or alternative financial options , thoroughly recommended as a Loan option and really nice people to deal with Reviewed on: 31st May 2017

Best Loan

A real no fuss, straight forward loan with no stupid forms, it was brilliant. David Reviewed on: 31st May 2017

Very quick and staightforward

Was very quick and staightforward from start to finish and i was kept fully informed at every stage Reviewed on: 31st May 2017

So impressed!

I would highly recommend Zopa! It was quick easy and great APR. I can check my repayments online easily and it was so simple to set up Reviewed on: 31st May 2017

Top company

Easy, Friendly, quick and very professional Reviewed on: 31st May 2017

terrific service

Smooth and easy to deal with this excellent company. Zopa is zuper. Reviewed on: 31st May 2017

Great customer experience

Fast process, clear instructions, great customer support when required! Reviewed on: 31st May 2017

Great, easy

Efficient, easy , no hassle, quick prompt online service in minutes. Reviewed on: 31st May 2017

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