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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Helped me buy my first car

I was so happy to find Zopa would offer me a loan with a low interest rate which helped me buy my first car. So much cheaper than using car finance. Highly recommend Reviewed on: 31st May 2017

Great, efficient, easy

Zopa was very quick, easy & self explanatory to use, had a fantastic experience , couldn't have been more simple. Will definitely recommend to others! Reviewed on: 31st May 2017

GIVES YOU THE OPERTUNITY

Fair realistic didn't say no gave me the opertunity to sort out my circumstances thank you Reviewed on: 31st May 2017

Excellent service

The service was efficient and very user friendly. Navigating around the website and applying for the loan was simple and everything was explained without any jargon. Reviewed on: 31st May 2017

Super Zopa

A fast, and simple on line process backed up by friendly and helpful staff when needed. I have and will recommend Zopa Reviewed on: 31st May 2017

Outstanding service, so simple and quick.

Very easy, the most straight forward loan application I have made, will definitely be back when I need more finance Reviewed on: 31st May 2017

Such an easy process

From finding the site via a comparison, to getting the best rate available and one of the easiest experiences I have had the whole process was clear throughout and easy to complete. The website to check on progress is also a pleasure to use Reviewed on: 31st May 2017

Amazing APR!

No fuss, efficient, easy application and. rapid response, why waste your time looking elsewhere, Zopa is simply the best. Reviewed on: 31st May 2017

simple,straight forward & quick

Found the service easy to use with a speedy response would confidently recommend. Reviewed on: 31st May 2017

Brilliant.

Best provider in the market, the rates are great and I received the cash within days of the application. Would recommend to anyone. Reviewed on: 31st May 2017

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