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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Clear, simple and competitive

The offer and subsequent communications from Zopq have been clear and written in such a way that makes them easy to understand. The whole process online has been smooth and efficient, and the rates available were highly competitive. The whole experience has been very straightforward. Reviewed on: 31st May 2017

Brilliant

Applies for loan through their app. So easy and quick. Would definitely recommend. Reviewed on: 31st May 2017

Quick, efficient and a great deal as well!

The best choice if you need money quickly at a very competitive price. Reviewed on: 31st May 2017

Efficient

Helpful friendly quick and did not waist time Reviewed on: 31st May 2017

Good product

Quick easy to navigate website, quick easy decision Reviewed on: 31st May 2017

Quick , easy great communication

I had not heard of Zopa but found them via a search engine. Was impressed by options and simplicity of website plus great communication on progress of application Reviewed on: 31st May 2017

Zopa loan for everyone!

In the last few years I have used Zopa loan for many things, such as holiday payment, new furniture and car service. My experience is that Zopa provides a very good service, and APR rates. I would recommend it to everyone who needs some money to make everyday life easier. I wish for the company a long lasting service and for its workers more and more happy costumers! Reviewed on: 31st May 2017

Clear, flexible and Affordable Loan Provider

My loan with Zopa was clear, flexible and affordable. Clear because I know exactly how much I have to pay each month; flexible because I can overpay when I need without penalties; affordable because I was given various options to choose when I applied and I chose the one most affordable to my circumstance. Cant ask for more from a loan provider. Thanks Zopa. Reviewed on: 31st May 2017

10 OUT OF 10... AND THEN SOME

From my personal experience Zopa did me proud nothing too much trouble always a friendly voice at hand. A rate that I found reasonable makes Zopa my only plan. So 10 OUT OF 10 TO ZOPA.... AND THEN SOME .... Reviewed on: 31st May 2017

Quick, easy, effortless

Zopa was very quick in arranging funds and the process was easy and made borrowing effortless. Reviewed on: 31st May 2017

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