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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Quick, easy, effortless

Zopa was very quick in arranging funds and the process was easy and made borrowing effortless. Reviewed on: 31st May 2017

Great Rates

Great rates and simple to do. Would and have recommended. Reviewed on: 31st May 2017

Great loans at great rates

So easy to apply for and the best rate available anywhere for a personal loan Reviewed on: 31st May 2017

Excellent, prompt and efficient service from start to finish

A hassle free process with no untimely delays. Easy to use website and intuitive, easy to use process Reviewed on: 31st May 2017

Super Zopa!

Zopa have shown how professional loan companies should operate. Friendly, fair and organised. Reviewed on: 31st May 2017

Excellent speedy and efficient decision making and service

Excellent service levels and decision making Reviewed on: 31st May 2017

Loans made simple at great rates

Experience was simple from start to finish. Quick and easy process to complete and no issues from start to finish. Would definitely use Zopa again if needed! Reviewed on: 31st May 2017

Simple, fast, easy to manage

My bank refused me a loan when I needed it most, zopa accepted my request hassle free Reviewed on: 31st May 2017

No fuss, no rip off , no worries

Needed a quick easy chunk of cash and zopa was not only easy and fast it was also really reasonable - there was a slight issue with the direct debit failing on the re payment ( no ones fault) but as soon as I phoned they sorted it straight away without me having to listen to hours of pre recorded messages and waiting music Highly recommend and will use again in the future Reviewed on: 31st May 2017

Easy and understandable

I found applying for a loan through Zopa was completely stress free, quick and so easy to understand. No confusing jargon and quick to get an answer. Reviewed on: 31st May 2017

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