Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,081 reviews, last reviewed 27th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026
Ian 's avatar
Ian

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69081)

Very precise

5
Very quick no hassle loan with a consise payback plan would definatley recommend Reviewed on: 31st May 2017
Anthony murphy's avatar
Anthony murphy

Fast and Easy

5
A match found from a credit scoring website. Application was fast and painless with an instant approval. Thenfunds were available a few days later. Great company and would definitely recommend Reviewed on: 31st May 2017
Chrisphipps247@btinternet.com's avatar
[email protected]

Very precise

5
Very quick no hassle loan with a consise payback plan would definately recommend Reviewed on: 31st May 2017
Anthony murphy's avatar
Anthony murphy

Best loan company

5
Easy to apply, great rates and easy to access online account. Reviewed on: 31st May 2017
kathryn cragg's avatar
kathryn cragg

Very precise

5
Quick no hassle loan with a consise payback plan would definately reccomend Reviewed on: 31st May 2017
Anthony murphy's avatar
Anthony murphy

Quick, easy, and low interest loans with flexible payments

5
The loan was quick and easy to arrange, the user interface and terms and conditions are clear and simple, and I like that you have flexibility to overpay/pay back early with no penalty. The interest rates are also highly competitive. Have recommended to pretty much everyone! Reviewed on: 31st May 2017
Jessica Wildman's avatar
Jessica Wildman

Great service

5
Very quick easy and helpful service no proplem with anything at all website has a great layout very clear and easy to use Reviewed on: 31st May 2017
Andrew Mcfaul's avatar
Andrew Mcfaul

My car finance

5
Excellent provider. I was in need of urgent finance to replace my old car with a newer one and Zips came to the rescue. Offering fantastic rates and an achievable payback period has enabled me to secure a quick and easy loan with the company. Rapid to organise the money with no hassle. Would highly recommend for future loan seekers. Reviewed on: 31st May 2017
Samuel White's avatar
Samuel White

Does what it says on the tin

5
I have never been as happy with a loan company, they did all what they said they would. Any correspondence I have received has always been pleasant and helpful and let me knew just where I was up to all the way through my 24 months (only 2 months left). It's been that ok I am thinking of having another one and yes I would use Zopa again. Thank you . Reviewed on: 31st May 2017
Fiona Turner's avatar
Fiona Turner

simple, quick and hassle-free

5
My car had just bitten the dust and I needed a new motor fast. Zopa's application was easy and I got accepted quickly. In no time at all the money was in my account and hello new car. Reviewed on: 31st May 2017
Ben's avatar
Ben

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 44339 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6588 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill